The Effect of Mudharabah and Musyarakah Financing on Profitability of Islamic Banks in Indonesia
The study aims to determine the effect of Mudharabah and Musyarakah financing on profitability of Islamic banks in Indonesia. Profitability is measured by using ROA. The population used in this study is Islamic banks registered in Bank Indonesia from 2016 to 2020, and by using purposive sampling te...
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| Format: | Article |
| Language: | English |
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Universitas KH Abdul Chalim, Prodi Ekonomi Syariah
2022-02-01
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| Series: | Indonesian Interdisciplinary Journal of Sharia Economics |
| Subjects: | |
| Online Access: | https://e-journal.ikhac.ac.id/index.php/iijse/article/view/1969 |
| _version_ | 1797334257932173312 |
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| author | Iqbal Maulana El Masyhuri Masyhuri Indah Yuliana |
| author_facet | Iqbal Maulana El Masyhuri Masyhuri Indah Yuliana |
| author_sort | Iqbal Maulana El |
| collection | DOAJ |
| description |
The study aims to determine the effect of Mudharabah and Musyarakah financing on profitability of Islamic banks in Indonesia. Profitability is measured by using ROA. The population used in this study is Islamic banks registered in Bank Indonesia from 2016 to 2020, and by using purposive sampling technique. The researchers obtained 8 Islamic banks that meet the criteria. The study uses MRA (Multivariate Regression Analysis) with the following results: the Mudharabah variable has a tcount = 5.812 and a ttable = 2.026 (tcount > ttable) with a significance level of 0.000001 < 0.05. Thus, H1 is accepted, Mudharabah has a significant positive effect on profitability of Islamic bank. The Musyarakah variable has a tcount = -3.120 and a ttable = 2.026 (tcount > ttable) with a significance level of 0.003498 < 0.05. Therefore, H2 is accepted, Musyarakah has a significant negative effect on profitability of Islamic banks.
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| first_indexed | 2024-03-08T08:18:10Z |
| format | Article |
| id | doaj.art-26e03b7cf268478197f768b277a429a0 |
| institution | Directory Open Access Journal |
| issn | 2621-606X |
| language | English |
| last_indexed | 2024-03-08T08:18:10Z |
| publishDate | 2022-02-01 |
| publisher | Universitas KH Abdul Chalim, Prodi Ekonomi Syariah |
| record_format | Article |
| series | Indonesian Interdisciplinary Journal of Sharia Economics |
| spelling | doaj.art-26e03b7cf268478197f768b277a429a02024-02-02T06:40:01ZengUniversitas KH Abdul Chalim, Prodi Ekonomi SyariahIndonesian Interdisciplinary Journal of Sharia Economics2621-606X2022-02-015110.31538/iijse.v5i1.1969The Effect of Mudharabah and Musyarakah Financing on Profitability of Islamic Banks in IndonesiaIqbal Maulana El0Masyhuri Masyhuri1Indah Yuliana2Universitas Islam Negeri Maulana Malik Ibrahim, Malang, IndonesiaUniversitas Islam Negeri Maulana Malik Ibrahim, Malang, IndonesiaUniversitas Islam Negeri Maulana Malik Ibrahim, Malang, Indonesia The study aims to determine the effect of Mudharabah and Musyarakah financing on profitability of Islamic banks in Indonesia. Profitability is measured by using ROA. The population used in this study is Islamic banks registered in Bank Indonesia from 2016 to 2020, and by using purposive sampling technique. The researchers obtained 8 Islamic banks that meet the criteria. The study uses MRA (Multivariate Regression Analysis) with the following results: the Mudharabah variable has a tcount = 5.812 and a ttable = 2.026 (tcount > ttable) with a significance level of 0.000001 < 0.05. Thus, H1 is accepted, Mudharabah has a significant positive effect on profitability of Islamic bank. The Musyarakah variable has a tcount = -3.120 and a ttable = 2.026 (tcount > ttable) with a significance level of 0.003498 < 0.05. Therefore, H2 is accepted, Musyarakah has a significant negative effect on profitability of Islamic banks. https://e-journal.ikhac.ac.id/index.php/iijse/article/view/1969MudharabahMusyarakahProfitabilityIslamic Banks |
| spellingShingle | Iqbal Maulana El Masyhuri Masyhuri Indah Yuliana The Effect of Mudharabah and Musyarakah Financing on Profitability of Islamic Banks in Indonesia Indonesian Interdisciplinary Journal of Sharia Economics Mudharabah Musyarakah Profitability Islamic Banks |
| title | The Effect of Mudharabah and Musyarakah Financing on Profitability of Islamic Banks in Indonesia |
| title_full | The Effect of Mudharabah and Musyarakah Financing on Profitability of Islamic Banks in Indonesia |
| title_fullStr | The Effect of Mudharabah and Musyarakah Financing on Profitability of Islamic Banks in Indonesia |
| title_full_unstemmed | The Effect of Mudharabah and Musyarakah Financing on Profitability of Islamic Banks in Indonesia |
| title_short | The Effect of Mudharabah and Musyarakah Financing on Profitability of Islamic Banks in Indonesia |
| title_sort | effect of mudharabah and musyarakah financing on profitability of islamic banks in indonesia |
| topic | Mudharabah Musyarakah Profitability Islamic Banks |
| url | https://e-journal.ikhac.ac.id/index.php/iijse/article/view/1969 |
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