Factors determining bank deposit growth in Turkey: an empirical analysis
Purpose – This paper aims to examine the key factors determining bank deposit growth in Turkey for the period 2000Q1–2016Q4. Design/methodology/approach – The study employs the autoregressive distributed lag approach to investigate the effect of bank-level and macroeconomic factors on deposit growth...
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| Format: | Article |
| Language: | English |
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Emerald Publishing
2020-10-01
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| Series: | Rajagiri Management Journal |
| Subjects: | |
| Online Access: | https://www.emerald.com/insight/content/doi/10.1108/RAMJ-05-2020-0017/full/pdf?title=factors-determining-bank-deposit-growth-in-turkey-an-empirical-analysis |
| _version_ | 1817985589973090304 |
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| author | Ibrahim Nandom Yakubu Aziza Hashi Abokor |
| author_facet | Ibrahim Nandom Yakubu Aziza Hashi Abokor |
| author_sort | Ibrahim Nandom Yakubu |
| collection | DOAJ |
| description | Purpose – This paper aims to examine the key factors determining bank deposit growth in Turkey for the period 2000Q1–2016Q4. Design/methodology/approach – The study employs the autoregressive distributed lag approach to investigate the effect of bank-level and macroeconomic factors on deposit growth. Findings – The results reveal that bank stability, banking sector efficiency, broad money supply, economic growth, and inflation are significant determinants of deposit growth in the long run. The findings further show that in the short run, only branch expansion and broad money supply are relevant for bank deposit mobilization. Originality/value – This paper departs from the extant empirical studies that focus on the determinants of individual savings behaviour in Turkey. Considering the short- and long-run time dimensions, the authors distinctively examine how bank characteristics influence deposit growth, thus presenting a relatively pioneering attempt in this context. |
| first_indexed | 2024-04-14T00:00:03Z |
| format | Article |
| id | doaj.art-28176cea787245f6b1466a2e4355058c |
| institution | Directory Open Access Journal |
| issn | 0972-9968 2633-0091 |
| language | English |
| last_indexed | 2024-04-14T00:00:03Z |
| publishDate | 2020-10-01 |
| publisher | Emerald Publishing |
| record_format | Article |
| series | Rajagiri Management Journal |
| spelling | doaj.art-28176cea787245f6b1466a2e4355058c2022-12-22T02:23:44ZengEmerald PublishingRajagiri Management Journal0972-99682633-00912020-10-0114212113210.1108/RAMJ-05-2020-0017649219Factors determining bank deposit growth in Turkey: an empirical analysisIbrahim Nandom Yakubu0Aziza Hashi Abokor1Department of Banking and Finance, Ankara Yildirim Beyazit University, Ankara, TurkeyDepartment of Banking and Finance, Ankara Yildirim Beyazit University, Ankara, TurkeyPurpose – This paper aims to examine the key factors determining bank deposit growth in Turkey for the period 2000Q1–2016Q4. Design/methodology/approach – The study employs the autoregressive distributed lag approach to investigate the effect of bank-level and macroeconomic factors on deposit growth. Findings – The results reveal that bank stability, banking sector efficiency, broad money supply, economic growth, and inflation are significant determinants of deposit growth in the long run. The findings further show that in the short run, only branch expansion and broad money supply are relevant for bank deposit mobilization. Originality/value – This paper departs from the extant empirical studies that focus on the determinants of individual savings behaviour in Turkey. Considering the short- and long-run time dimensions, the authors distinctively examine how bank characteristics influence deposit growth, thus presenting a relatively pioneering attempt in this context.https://www.emerald.com/insight/content/doi/10.1108/RAMJ-05-2020-0017/full/pdf?title=factors-determining-bank-deposit-growth-in-turkey-an-empirical-analysisturkeyautoregressive distributed lag (ardl)bank-specific factorsdeposit |
| spellingShingle | Ibrahim Nandom Yakubu Aziza Hashi Abokor Factors determining bank deposit growth in Turkey: an empirical analysis Rajagiri Management Journal turkey autoregressive distributed lag (ardl) bank-specific factors deposit |
| title | Factors determining bank deposit growth in Turkey: an empirical analysis |
| title_full | Factors determining bank deposit growth in Turkey: an empirical analysis |
| title_fullStr | Factors determining bank deposit growth in Turkey: an empirical analysis |
| title_full_unstemmed | Factors determining bank deposit growth in Turkey: an empirical analysis |
| title_short | Factors determining bank deposit growth in Turkey: an empirical analysis |
| title_sort | factors determining bank deposit growth in turkey an empirical analysis |
| topic | turkey autoregressive distributed lag (ardl) bank-specific factors deposit |
| url | https://www.emerald.com/insight/content/doi/10.1108/RAMJ-05-2020-0017/full/pdf?title=factors-determining-bank-deposit-growth-in-turkey-an-empirical-analysis |
| work_keys_str_mv | AT ibrahimnandomyakubu factorsdeterminingbankdepositgrowthinturkeyanempiricalanalysis AT azizahashiabokor factorsdeterminingbankdepositgrowthinturkeyanempiricalanalysis |