A multi-level classification based ensemble and feature extractor for credit risk assessment

With the growth of people’s demand for loans, banks and other financial institutions put forward higher requirements for customer credit risk level classification, the purpose is to make better loan decisions and loan amount allocation and reduce the pre-loan risk. This article proposes a Multi-Leve...

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Bibliographic Details
Main Authors: Yuanyuan Wang, Zhuang Wu, Jing Gao, Chenjun Liu, Fangfang Guo
Format: Article
Language:English
Published: PeerJ Inc. 2024-02-01
Series:PeerJ Computer Science
Subjects:
Online Access:https://peerj.com/articles/cs-1915.pdf