RESEARCH OF IMPACTING OF CREDIT CARD USAGE AT DISTRICT LEVEL IN TURKEY
This study examines district-level factors affecting Turkish credit card usage. Demographic, education, health, tourism, economy, urbanization, culture, and sports parameters are used to create two spatial econometric models. Geographical data visualizes dependent variables and assesses credit card...
| Main Authors: | , |
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| Format: | Article |
| Language: | English |
| Published: |
Adil AKINCI
2023-12-01
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| Series: | Ekonomi Maliye İşletme Dergisi |
| Subjects: | |
| Online Access: | https://dergipark.org.tr/tr/download/article-file/3226882 |
| _version_ | 1797363862186491904 |
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| author | Arif Saldanlı Sumeyra Uzun |
| author_facet | Arif Saldanlı Sumeyra Uzun |
| author_sort | Arif Saldanlı |
| collection | DOAJ |
| description | This study examines district-level factors affecting Turkish credit card usage. Demographic, education, health, tourism, economy, urbanization, culture, and sports parameters are used to create two spatial econometric models. Geographical data visualizes dependent variables and assesses credit card usage's spatial dependency. The study is the first to use a spatial econometric model on this topic. The model estimator is the Spatial Durbin Model using Buse Adj. R2 and information criteria. The first model shows a negative relationship between physical credit card payments, students per teacher, and mosques per capita. Total physical credit card payments are negatively correlated with per capita electricity consumption, markets, students per teacher, and mosques per capita in the second model. This study highlights the spatial dependence and geographical variation of credit card usage factors and suggests longitudinal research to track changes and investigate causal relationships. |
| first_indexed | 2024-03-08T16:27:03Z |
| format | Article |
| id | doaj.art-2a52df12421d44f8907cf8cf30d5c4d0 |
| institution | Directory Open Access Journal |
| issn | 2667-4378 |
| language | English |
| last_indexed | 2024-03-08T16:27:03Z |
| publishDate | 2023-12-01 |
| publisher | Adil AKINCI |
| record_format | Article |
| series | Ekonomi Maliye İşletme Dergisi |
| spelling | doaj.art-2a52df12421d44f8907cf8cf30d5c4d02024-01-06T23:53:34ZengAdil AKINCIEkonomi Maliye İşletme Dergisi2667-43782023-12-0162648110.46737/emid.13185081369RESEARCH OF IMPACTING OF CREDIT CARD USAGE AT DISTRICT LEVEL IN TURKEYArif Saldanlı0Sumeyra Uzun1İSTANBUL ÜNİVERSİTESİ, İKTİSAT FAKÜLTESİ, İŞLETME BÖLÜMÜİSTANBUL ÜNİVERSİTESİ, İKTİSAT FAKÜLTESİ, İŞLETME BÖLÜMÜThis study examines district-level factors affecting Turkish credit card usage. Demographic, education, health, tourism, economy, urbanization, culture, and sports parameters are used to create two spatial econometric models. Geographical data visualizes dependent variables and assesses credit card usage's spatial dependency. The study is the first to use a spatial econometric model on this topic. The model estimator is the Spatial Durbin Model using Buse Adj. R2 and information criteria. The first model shows a negative relationship between physical credit card payments, students per teacher, and mosques per capita. Total physical credit card payments are negatively correlated with per capita electricity consumption, markets, students per teacher, and mosques per capita in the second model. This study highlights the spatial dependence and geographical variation of credit card usage factors and suggests longitudinal research to track changes and investigate causal relationships.https://dergipark.org.tr/tr/download/article-file/3226882kredi kartımekansal durbin modelmekansal ekonometricredit cardspatial durbin modelspatial econometry |
| spellingShingle | Arif Saldanlı Sumeyra Uzun RESEARCH OF IMPACTING OF CREDIT CARD USAGE AT DISTRICT LEVEL IN TURKEY Ekonomi Maliye İşletme Dergisi kredi kartı mekansal durbin model mekansal ekonometri credit card spatial durbin model spatial econometry |
| title | RESEARCH OF IMPACTING OF CREDIT CARD USAGE AT DISTRICT LEVEL IN TURKEY |
| title_full | RESEARCH OF IMPACTING OF CREDIT CARD USAGE AT DISTRICT LEVEL IN TURKEY |
| title_fullStr | RESEARCH OF IMPACTING OF CREDIT CARD USAGE AT DISTRICT LEVEL IN TURKEY |
| title_full_unstemmed | RESEARCH OF IMPACTING OF CREDIT CARD USAGE AT DISTRICT LEVEL IN TURKEY |
| title_short | RESEARCH OF IMPACTING OF CREDIT CARD USAGE AT DISTRICT LEVEL IN TURKEY |
| title_sort | research of impacting of credit card usage at district level in turkey |
| topic | kredi kartı mekansal durbin model mekansal ekonometri credit card spatial durbin model spatial econometry |
| url | https://dergipark.org.tr/tr/download/article-file/3226882 |
| work_keys_str_mv | AT arifsaldanlı researchofimpactingofcreditcardusageatdistrictlevelinturkey AT sumeyrauzun researchofimpactingofcreditcardusageatdistrictlevelinturkey |