An approach to measuring credit risk in a banking institution from Romania
Studying the behavior of banking systems both at the macroeconomic level and with the external environment, as well as at the level of financial institutions associated with their dynamic character, in the current context is in the attention of all specialists. Risk quantification is an important as...
| Main Authors: | , |
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| Format: | Article |
| Language: | English |
| Published: |
General Association of Economists from Romania
2020-06-01
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| Series: | Theoretical and Applied Economics |
| Subjects: | |
| Online Access: |
http://store.ectap.ro/articole/1453.pdf
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| _version_ | 1818317054029070336 |
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| author | Nora CHIRIȚĂ Ionuț NICA |
| author_facet | Nora CHIRIȚĂ Ionuț NICA |
| author_sort | Nora CHIRIȚĂ |
| collection | DOAJ |
| description | Studying the behavior of banking systems both at the macroeconomic level and with the
external environment, as well as at the level of financial institutions associated with their dynamic
character, in the current context is in the attention of all specialists. Risk quantification is an
important aspect in making strategic decisions regarding maintaining financial stability and
maintaining a high level of performance of any banking institution. The complexity of current
financial systems around the world makes it difficult to create indicators that accurately assess the
systemic risk of any institution. This paper has shown that an incorrect credit risk assessment can
lead to a decrease in the performance of banking units and can generate a systemic shock that can
affect both financial networks and the national or global economy. |
| first_indexed | 2024-12-13T09:31:13Z |
| format | Article |
| id | doaj.art-2ad1515ca05e429e9dd017b465441100 |
| institution | Directory Open Access Journal |
| issn | 1841-8678 1844-0029 |
| language | English |
| last_indexed | 2024-12-13T09:31:13Z |
| publishDate | 2020-06-01 |
| publisher | General Association of Economists from Romania |
| record_format | Article |
| series | Theoretical and Applied Economics |
| spelling | doaj.art-2ad1515ca05e429e9dd017b4654411002022-12-21T23:52:28ZengGeneral Association of Economists from RomaniaTheoretical and Applied Economics1841-86781844-00292020-06-01XXVII2657818418678An approach to measuring credit risk in a banking institution from RomaniaNora CHIRIȚĂ0Ionuț NICA1 Bucharest University of Economic Studies, Romania Bucharest University of Economic Studies, Romania Studying the behavior of banking systems both at the macroeconomic level and with the external environment, as well as at the level of financial institutions associated with their dynamic character, in the current context is in the attention of all specialists. Risk quantification is an important aspect in making strategic decisions regarding maintaining financial stability and maintaining a high level of performance of any banking institution. The complexity of current financial systems around the world makes it difficult to create indicators that accurately assess the systemic risk of any institution. This paper has shown that an incorrect credit risk assessment can lead to a decrease in the performance of banking units and can generate a systemic shock that can affect both financial networks and the national or global economy. http://store.ectap.ro/articole/1453.pdf credit riskbankingfinancial stabilityexpected credit loss |
| spellingShingle | Nora CHIRIȚĂ Ionuț NICA An approach to measuring credit risk in a banking institution from Romania Theoretical and Applied Economics credit risk banking financial stability expected credit loss |
| title | An approach to measuring credit risk in a banking institution from Romania |
| title_full | An approach to measuring credit risk in a banking institution from Romania |
| title_fullStr | An approach to measuring credit risk in a banking institution from Romania |
| title_full_unstemmed | An approach to measuring credit risk in a banking institution from Romania |
| title_short | An approach to measuring credit risk in a banking institution from Romania |
| title_sort | approach to measuring credit risk in a banking institution from romania |
| topic | credit risk banking financial stability expected credit loss |
| url |
http://store.ectap.ro/articole/1453.pdf
|
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