Credit Assessment for Personal Loans using Machine Learning Techniques

Credit Assessment for Personal Loans using Machine Learning Techniques

This paper describes the proposal of an archtecture and the comparison of regression methods for the analysis of personal loan proposals using machine learning algorithms. The case study presented here deals with data from a financial company that has a historical database of credit analyses, formed...

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Bibliographic Details
Main Authors: NASCIMENTO, P. S., KOMATI, K. S., ANDRADE, J. O.
Format: Article
Language:English
Published: Faculdade Salesiana Maria Auxiliadora 2020-06-01
Series:Sistemas de Informação
Subjects:
credit analysis
machine learning
random forest
partial least squares
Online Access:http://www.fsma.edu.br/si/edicao25/Download_FSMA_SI_2020_1_Principal_3.html

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