METHODS TO IMPROVE THE RELIABILITY OF CREDIT INSTITUTIONS

This article discusses issues of competitiveness of commercial banks at the expense of future growth profitability and liquidity of credit institutions. To solve this problem is proposed multistage economic and mathematical model. It provides, first, determining the possible volumes of recruitment a...

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Bibliographic Details
Main Author: Yu. V. Mishin
Format: Article
Language:Russian
Published: Nauka 2015-09-01
Series:Модернизация, инновация, развитие
Subjects:
Online Access:https://www.mir-nayka.com/jour/article/view/212
Description
Summary:This article discusses issues of competitiveness of commercial banks at the expense of future growth profitability and liquidity of credit institutions. To solve this problem is proposed multistage economic and mathematical model. It provides, first, determining the possible volumes of recruitment and placement of funds subject to the minimum level of liquidity , interest rate risk , as well as compliance with prudential regulations of capital adequacy and liquidity , and secondly, based on the enumeration of variable accounting policies and obtain comprehensive reliability assessment forms the best option plan banking. The paper shows the practical implementation of the proposed approach on the example of one of the largest Russian banks – JSC «Bank VTB».
ISSN:2079-4665
2411-796X