METHODS TO IMPROVE THE RELIABILITY OF CREDIT INSTITUTIONS
This article discusses issues of competitiveness of commercial banks at the expense of future growth profitability and liquidity of credit institutions. To solve this problem is proposed multistage economic and mathematical model. It provides, first, determining the possible volumes of recruitment a...
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| Format: | Article |
| Language: | Russian |
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Nauka
2015-09-01
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| Series: | Модернизация, инновация, развитие |
| Subjects: | |
| Online Access: | https://www.mir-nayka.com/jour/article/view/212 |
| _version_ | 1797877015815127040 |
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| author | Yu. V. Mishin |
| author_facet | Yu. V. Mishin |
| author_sort | Yu. V. Mishin |
| collection | DOAJ |
| description | This article discusses issues of competitiveness of commercial banks at the expense of future growth profitability and liquidity of credit institutions. To solve this problem is proposed multistage economic and mathematical model. It provides, first, determining the possible volumes of recruitment and placement of funds subject to the minimum level of liquidity , interest rate risk , as well as compliance with prudential regulations of capital adequacy and liquidity , and secondly, based on the enumeration of variable accounting policies and obtain comprehensive reliability assessment forms the best option plan banking. The paper shows the practical implementation of the proposed approach on the example of one of the largest Russian banks – JSC «Bank VTB». |
| first_indexed | 2024-04-10T02:11:41Z |
| format | Article |
| id | doaj.art-2c235ae144a24711a7443dd22e7e0491 |
| institution | Directory Open Access Journal |
| issn | 2079-4665 2411-796X |
| language | Russian |
| last_indexed | 2024-04-10T02:11:41Z |
| publishDate | 2015-09-01 |
| publisher | Nauka |
| record_format | Article |
| series | Модернизация, инновация, развитие |
| spelling | doaj.art-2c235ae144a24711a7443dd22e7e04912023-03-13T08:37:10ZrusNaukaМодернизация, инновация, развитие2079-46652411-796X2015-09-0151(17)916210METHODS TO IMPROVE THE RELIABILITY OF CREDIT INSTITUTIONSYu. V. Mishin0Государственный университет управления, МоскваThis article discusses issues of competitiveness of commercial banks at the expense of future growth profitability and liquidity of credit institutions. To solve this problem is proposed multistage economic and mathematical model. It provides, first, determining the possible volumes of recruitment and placement of funds subject to the minimum level of liquidity , interest rate risk , as well as compliance with prudential regulations of capital adequacy and liquidity , and secondly, based on the enumeration of variable accounting policies and obtain comprehensive reliability assessment forms the best option plan banking. The paper shows the practical implementation of the proposed approach on the example of one of the largest Russian banks – JSC «Bank VTB».https://www.mir-nayka.com/jour/article/view/212надежностьдоходностьликвидность и платежеспособность коммерческих банковметоды управления активами и пассивамиплан банковской деятельностиметоды линейного программирования и многокритериальной оптимизацииварьируемые элементы учетной политики |
| spellingShingle | Yu. V. Mishin METHODS TO IMPROVE THE RELIABILITY OF CREDIT INSTITUTIONS Модернизация, инновация, развитие надежность доходность ликвидность и платежеспособность коммерческих банков методы управления активами и пассивами план банковской деятельности методы линейного программирования и многокритериальной оптимизации варьируемые элементы учетной политики |
| title | METHODS TO IMPROVE THE RELIABILITY OF CREDIT INSTITUTIONS |
| title_full | METHODS TO IMPROVE THE RELIABILITY OF CREDIT INSTITUTIONS |
| title_fullStr | METHODS TO IMPROVE THE RELIABILITY OF CREDIT INSTITUTIONS |
| title_full_unstemmed | METHODS TO IMPROVE THE RELIABILITY OF CREDIT INSTITUTIONS |
| title_short | METHODS TO IMPROVE THE RELIABILITY OF CREDIT INSTITUTIONS |
| title_sort | methods to improve the reliability of credit institutions |
| topic | надежность доходность ликвидность и платежеспособность коммерческих банков методы управления активами и пассивами план банковской деятельности методы линейного программирования и многокритериальной оптимизации варьируемые элементы учетной политики |
| url | https://www.mir-nayka.com/jour/article/view/212 |
| work_keys_str_mv | AT yuvmishin methodstoimprovethereliabilityofcreditinstitutions |