Fintech and Start-ups: A Systematic Literature Review

Fintech is the application of the technologies of the fourth industrial revolution in the financial field. In recent years, it has aroused growing interest from various financial actors and specialties, thanks to its relevant characteristics such as information security, increased performance, and...

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Main Authors: Jhon Wilder Sanchez Obando, Néstor Darío Duque-Méndez, Andrea Ximena Tapasco-Rueda
Format: Article
Language:English
Published: Universidad Pedagógica y Tecnológica de Colombia 2023-08-01
Series:Apuntes del CENES
Subjects:
Online Access:https://revistas.uptc.edu.co/index.php/cenes/article/view/15964
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author Jhon Wilder Sanchez Obando
Néstor Darío Duque-Méndez
Andrea Ximena Tapasco-Rueda
author_facet Jhon Wilder Sanchez Obando
Néstor Darío Duque-Méndez
Andrea Ximena Tapasco-Rueda
author_sort Jhon Wilder Sanchez Obando
collection DOAJ
description Fintech is the application of the technologies of the fourth industrial revolution in the financial field. In recent years, it has aroused growing interest from various financial actors and specialties, thanks to its relevant characteristics such as information security, increased performance, and decentralization. Despite the positive aspects of fintech, there are some trends in its application that require overcoming certain problems such as regulation, technological scalability, and hybridization. Therefore, a systematic overview is considered necessary in which information is collected to provide an overview of the state of the art related to the application of fintech and start-ups to serve as a reference for future research in this field. To this end, a systematic literature review was conducted using the PRISMA protocol in combination with the Tree of Science (ToS) algorithm. Articles published between 2016 and 2021 were found in the Web of Science, Google Scholar, Scopus and IEEE Xplore databases, where the Tree of Science (ToS) algorithm was then applied to identify the most relevant literature on the topic. As a result, 72 articles were analyzed. The analysis of the selected articles provided valuable information and answered the research questions posed in the PRISMA protocol. The results indicate as research trends on the topic: business financing, innovation and financial information, financial technology and finance and regulation. Fintech is a revolutionary innovation that creates opportunities in the market and in the financial world, which is why prototypes are being developed worldwide.
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spelling doaj.art-2e4d3630595c42c9ab9d60815438b3a62023-10-07T14:22:56ZengUniversidad Pedagógica y Tecnológica de ColombiaApuntes del CENES0120-30532256-57792023-08-01427610.19053/01203053.v42.n76.2023.15964Fintech and Start-ups: A Systematic Literature ReviewJhon Wilder Sanchez Obando0Néstor Darío Duque-Méndez1Andrea Ximena Tapasco-Rueda2Universidad de ManizalesUniversidad Nacional de ColombiaUniversidad de Manizales Fintech is the application of the technologies of the fourth industrial revolution in the financial field. In recent years, it has aroused growing interest from various financial actors and specialties, thanks to its relevant characteristics such as information security, increased performance, and decentralization. Despite the positive aspects of fintech, there are some trends in its application that require overcoming certain problems such as regulation, technological scalability, and hybridization. Therefore, a systematic overview is considered necessary in which information is collected to provide an overview of the state of the art related to the application of fintech and start-ups to serve as a reference for future research in this field. To this end, a systematic literature review was conducted using the PRISMA protocol in combination with the Tree of Science (ToS) algorithm. Articles published between 2016 and 2021 were found in the Web of Science, Google Scholar, Scopus and IEEE Xplore databases, where the Tree of Science (ToS) algorithm was then applied to identify the most relevant literature on the topic. As a result, 72 articles were analyzed. The analysis of the selected articles provided valuable information and answered the research questions posed in the PRISMA protocol. The results indicate as research trends on the topic: business financing, innovation and financial information, financial technology and finance and regulation. Fintech is a revolutionary innovation that creates opportunities in the market and in the financial world, which is why prototypes are being developed worldwide. https://revistas.uptc.edu.co/index.php/cenes/article/view/15964Fintechstart upSLR PRISMATree of Science (ToS)Financial markets Tecnological revolution
spellingShingle Jhon Wilder Sanchez Obando
Néstor Darío Duque-Méndez
Andrea Ximena Tapasco-Rueda
Fintech and Start-ups: A Systematic Literature Review
Apuntes del CENES
Fintech
start up
SLR PRISMA
Tree of Science (ToS)
Financial markets
Tecnological revolution
title Fintech and Start-ups: A Systematic Literature Review
title_full Fintech and Start-ups: A Systematic Literature Review
title_fullStr Fintech and Start-ups: A Systematic Literature Review
title_full_unstemmed Fintech and Start-ups: A Systematic Literature Review
title_short Fintech and Start-ups: A Systematic Literature Review
title_sort fintech and start ups a systematic literature review
topic Fintech
start up
SLR PRISMA
Tree of Science (ToS)
Financial markets
Tecnological revolution
url https://revistas.uptc.edu.co/index.php/cenes/article/view/15964
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