EFFECT OF AGRICULTURAL CREDIT ON THE DEVELOPMENT OF SMALL-SCALE FARMING IN LAVUN LOCAL GOVERNMENT AREA, NIGER STATE, NIGERIA
The study examined changes in production levels of farmers as a result of their access to credit facilities. The study area is Lavun LGA, Niger State Interview schedule used to elicit information was subjected to reliability test using test- retest method (r = 0.87), while stratified random samp...
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| Format: | Article |
| Language: | English |
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Agricultural Extension Society of Nigeria
2018-10-01
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| Series: | Journal of Agricultural Extension |
| Online Access: | http://aesonnigeria.org/ajm/index.php/jae/article/view/1643 |
| Summary: | The study examined changes in production levels of farmers as a result of
their access to credit facilities. The study area is Lavun LGA, Niger State
Interview schedule used to elicit information was subjected to reliability
test using test- retest method (r = 0.87), while stratified random sampling
was used to select 152 respondents from four strata. Data collected were
analysed using descriptive (frequency, percentages and mean) and
inferential statistics (ANOVA) to test hypotheses stated. Findings
revealed that 55.9% of farmers with access to credits recorded large
increase in production level. A significant difference for both production (F
= 15.094, P<0.05) and income levels (F = 163.566, P<0.05) of farmers
with and without credit facilities were also confirmed by ANOVA.
Therefore, it was recommended that farmers should be encouraged to
form themselves into groups and saving associations so as to facilitate
their access to credit.
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| ISSN: | 1119-944X 2408-6851 |