EFFECT OF AGRICULTURAL CREDIT ON THE DEVELOPMENT OF SMALL-SCALE FARMING IN LAVUN LOCAL GOVERNMENT AREA, NIGER STATE, NIGERIA

The study examined changes in production levels of farmers as a result of their access to credit facilities. The study area is Lavun LGA, Niger State Interview schedule used to elicit information was subjected to reliability test using test- retest method (r = 0.87), while stratified random samp...

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Main Author: R.S. Olaleye
Format: Article
Language:English
Published: Agricultural Extension Society of Nigeria 2018-10-01
Series:Journal of Agricultural Extension
Online Access:http://aesonnigeria.org/ajm/index.php/jae/article/view/1643
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author R.S. Olaleye
author_facet R.S. Olaleye
author_sort R.S. Olaleye
collection DOAJ
description The study examined changes in production levels of farmers as a result of their access to credit facilities. The study area is Lavun LGA, Niger State Interview schedule used to elicit information was subjected to reliability test using test- retest method (r = 0.87), while stratified random sampling was used to select 152 respondents from four strata. Data collected were analysed using descriptive (frequency, percentages and mean) and inferential statistics (ANOVA) to test hypotheses stated. Findings revealed that 55.9% of farmers with access to credits recorded large increase in production level. A significant difference for both production (F = 15.094, P<0.05) and income levels (F = 163.566, P<0.05) of farmers with and without credit facilities were also confirmed by ANOVA. Therefore, it was recommended that farmers should be encouraged to form themselves into groups and saving associations so as to facilitate their access to credit.
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spelling doaj.art-3155238ce9004d7d9af4aaf2606a88672022-12-22T03:53:32ZengAgricultural Extension Society of NigeriaJournal of Agricultural Extension1119-944X2408-68512018-10-011101EFFECT OF AGRICULTURAL CREDIT ON THE DEVELOPMENT OF SMALL-SCALE FARMING IN LAVUN LOCAL GOVERNMENT AREA, NIGER STATE, NIGERIAR.S. Olaleye The study examined changes in production levels of farmers as a result of their access to credit facilities. The study area is Lavun LGA, Niger State Interview schedule used to elicit information was subjected to reliability test using test- retest method (r = 0.87), while stratified random sampling was used to select 152 respondents from four strata. Data collected were analysed using descriptive (frequency, percentages and mean) and inferential statistics (ANOVA) to test hypotheses stated. Findings revealed that 55.9% of farmers with access to credits recorded large increase in production level. A significant difference for both production (F = 15.094, P<0.05) and income levels (F = 163.566, P<0.05) of farmers with and without credit facilities were also confirmed by ANOVA. Therefore, it was recommended that farmers should be encouraged to form themselves into groups and saving associations so as to facilitate their access to credit. http://aesonnigeria.org/ajm/index.php/jae/article/view/1643
spellingShingle R.S. Olaleye
EFFECT OF AGRICULTURAL CREDIT ON THE DEVELOPMENT OF SMALL-SCALE FARMING IN LAVUN LOCAL GOVERNMENT AREA, NIGER STATE, NIGERIA
Journal of Agricultural Extension
title EFFECT OF AGRICULTURAL CREDIT ON THE DEVELOPMENT OF SMALL-SCALE FARMING IN LAVUN LOCAL GOVERNMENT AREA, NIGER STATE, NIGERIA
title_full EFFECT OF AGRICULTURAL CREDIT ON THE DEVELOPMENT OF SMALL-SCALE FARMING IN LAVUN LOCAL GOVERNMENT AREA, NIGER STATE, NIGERIA
title_fullStr EFFECT OF AGRICULTURAL CREDIT ON THE DEVELOPMENT OF SMALL-SCALE FARMING IN LAVUN LOCAL GOVERNMENT AREA, NIGER STATE, NIGERIA
title_full_unstemmed EFFECT OF AGRICULTURAL CREDIT ON THE DEVELOPMENT OF SMALL-SCALE FARMING IN LAVUN LOCAL GOVERNMENT AREA, NIGER STATE, NIGERIA
title_short EFFECT OF AGRICULTURAL CREDIT ON THE DEVELOPMENT OF SMALL-SCALE FARMING IN LAVUN LOCAL GOVERNMENT AREA, NIGER STATE, NIGERIA
title_sort effect of agricultural credit on the development of small scale farming in lavun local government area niger state nigeria
url http://aesonnigeria.org/ajm/index.php/jae/article/view/1643
work_keys_str_mv AT rsolaleye effectofagriculturalcreditonthedevelopmentofsmallscalefarminginlavunlocalgovernmentareanigerstatenigeria