Responsible Credit Risk Assessment with Machine Learning and Knowledge Acquisition
Abstract Making responsible lending decisions involves many factors. There is a growing amount of research on machine learning applied to credit risk evaluation. This promises to enhance diversity in lending without impacting the quality of the credit available by using data on previous lending deci...
Main Authors: | Charles Guan, Hendra Suryanto, Ashesh Mahidadia, Michael Bain, Paul Compton |
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Format: | Article |
Language: | English |
Published: |
Springer Nature
2023-07-01
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Series: | Human-Centric Intelligent Systems |
Subjects: | |
Online Access: | https://doi.org/10.1007/s44230-023-00035-1 |
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