Credit ratings of Chinese online loan platforms based on factor scores and K-means clustering algorithm

The rapid development of Chinese online loan platforms (OLPs), as well as their risks, has attracted widespread attention, increasing the demand for a complete credit rating mechanism. The present study establishes a credit rating indicator system for 130 mainstream Chinese OLPs that combines 12 qua...

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Bibliographic Details
Main Authors: Rongda Chen, Shengnan Wang, Zhenghao Zhu, Jingjing Yu, Chao Dang
Format: Article
Language:English
Published: KeAi Communications Co., Ltd. 2023-09-01
Series:Journal of Management Science and Engineering
Subjects:
Online Access:http://www.sciencedirect.com/science/article/pii/S2096232023000161

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