Credit ratings of Chinese online loan platforms based on factor scores and K-means clustering algorithm
The rapid development of Chinese online loan platforms (OLPs), as well as their risks, has attracted widespread attention, increasing the demand for a complete credit rating mechanism. The present study establishes a credit rating indicator system for 130 mainstream Chinese OLPs that combines 12 qua...
Main Authors: | Rongda Chen, Shengnan Wang, Zhenghao Zhu, Jingjing Yu, Chao Dang |
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Format: | Article |
Language: | English |
Published: |
KeAi Communications Co., Ltd.
2023-09-01
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Series: | Journal of Management Science and Engineering |
Subjects: | |
Online Access: | http://www.sciencedirect.com/science/article/pii/S2096232023000161 |
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