Sustainability of Microfinance Institutions: An Analysis of Influencing Factors in South Sumatra Province
Microfinance has become an important tool for poverty alleviation in many countries and the Indonesian government through various intervention programs to overcome poverty has also implemented microfinance programs in Indonesia, one of which is through the Kota Tanpa Kumuh (Kotaku) Program. This stu...
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| Format: | Article |
| Language: | English |
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Jurusan Ekonomi Pembangunan Fakultas Ekonomi Universitas Sriwijaya
2023-07-01
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| Series: | Jurnal Ekonomi Pembangunan |
| Subjects: | |
| Online Access: | https://ejournal.unsri.ac.id/index.php/jep/article/view/19573 |
| _version_ | 1797785021236379648 |
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| author | Ariodillah Hidayat Suhel Suhel Mardalena Mardalena |
| author_facet | Ariodillah Hidayat Suhel Suhel Mardalena Mardalena |
| author_sort | Ariodillah Hidayat |
| collection | DOAJ |
| description | Microfinance has become an important tool for poverty alleviation in many countries and the Indonesian government through various intervention programs to overcome poverty has also implemented microfinance programs in Indonesia, one of which is through the Kota Tanpa Kumuh (Kotaku) Program. This study aims to analyze the factors that affect the sustainability of the Financial Management Unit (UPK) Microfinance Institutions (MFI) operating in South Sumatra Province. The purpose of this study is to gain a better understanding of these factors and their sustainability so that they can provide recommendations to stakeholders at both the central and regional levels. The data collection method was used by surveying 50 samples of the UPK Community Self-Reliance Agency (BKM) spread across three cities, namely Palembang City, Prabumulih City and Lubuk linggau City which is the largest city there are UPK BKM microfinance institutions from 7 cities and districts intervened in the Province South Sumatra. The analytical method in this study uses logistic regression to analyze data using descriptive qualitative analysis to explain the factors that influence the sustainability of UPK BKM Microfinance Institutions (MFI) in South Sumatra Province. The results showed that the factors that had a significant effect on the level of sustainability of MFI were BKM support and portfolios at risk. |
| first_indexed | 2024-03-13T00:48:14Z |
| format | Article |
| id | doaj.art-3ad5c2694f23457a85d48b02ee4928d1 |
| institution | Directory Open Access Journal |
| issn | 1829-5843 2685-0788 |
| language | English |
| last_indexed | 2024-03-13T00:48:14Z |
| publishDate | 2023-07-01 |
| publisher | Jurusan Ekonomi Pembangunan Fakultas Ekonomi Universitas Sriwijaya |
| record_format | Article |
| series | Jurnal Ekonomi Pembangunan |
| spelling | doaj.art-3ad5c2694f23457a85d48b02ee4928d12023-07-08T07:57:04ZengJurusan Ekonomi Pembangunan Fakultas Ekonomi Universitas SriwijayaJurnal Ekonomi Pembangunan1829-58432685-07882023-07-01211132410.29259/jep.v21i1.195737069Sustainability of Microfinance Institutions: An Analysis of Influencing Factors in South Sumatra ProvinceAriodillah Hidayat0Suhel Suhel1Mardalena Mardalena2Department of Development Economics, Faculty of Economics, Sriwijaya UniversityDepartment of Development Economics, Faculty of Economics, Sriwijaya UniversityDepartment of Development Economics, Faculty of Economics, Sriwijaya UniversityMicrofinance has become an important tool for poverty alleviation in many countries and the Indonesian government through various intervention programs to overcome poverty has also implemented microfinance programs in Indonesia, one of which is through the Kota Tanpa Kumuh (Kotaku) Program. This study aims to analyze the factors that affect the sustainability of the Financial Management Unit (UPK) Microfinance Institutions (MFI) operating in South Sumatra Province. The purpose of this study is to gain a better understanding of these factors and their sustainability so that they can provide recommendations to stakeholders at both the central and regional levels. The data collection method was used by surveying 50 samples of the UPK Community Self-Reliance Agency (BKM) spread across three cities, namely Palembang City, Prabumulih City and Lubuk linggau City which is the largest city there are UPK BKM microfinance institutions from 7 cities and districts intervened in the Province South Sumatra. The analytical method in this study uses logistic regression to analyze data using descriptive qualitative analysis to explain the factors that influence the sustainability of UPK BKM Microfinance Institutions (MFI) in South Sumatra Province. The results showed that the factors that had a significant effect on the level of sustainability of MFI were BKM support and portfolios at risk.https://ejournal.unsri.ac.id/index.php/jep/article/view/19573microfinance institutions, sustainability, kotaku program, welfare program impact |
| spellingShingle | Ariodillah Hidayat Suhel Suhel Mardalena Mardalena Sustainability of Microfinance Institutions: An Analysis of Influencing Factors in South Sumatra Province Jurnal Ekonomi Pembangunan microfinance institutions, sustainability, kotaku program, welfare program impact |
| title | Sustainability of Microfinance Institutions: An Analysis of Influencing Factors in South Sumatra Province |
| title_full | Sustainability of Microfinance Institutions: An Analysis of Influencing Factors in South Sumatra Province |
| title_fullStr | Sustainability of Microfinance Institutions: An Analysis of Influencing Factors in South Sumatra Province |
| title_full_unstemmed | Sustainability of Microfinance Institutions: An Analysis of Influencing Factors in South Sumatra Province |
| title_short | Sustainability of Microfinance Institutions: An Analysis of Influencing Factors in South Sumatra Province |
| title_sort | sustainability of microfinance institutions an analysis of influencing factors in south sumatra province |
| topic | microfinance institutions, sustainability, kotaku program, welfare program impact |
| url | https://ejournal.unsri.ac.id/index.php/jep/article/view/19573 |
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