Value of credit bureau reports

An efficient system of credit information sharing contributes to solving the problem of information asymmetry on the credit and financial markets in general. The consequences of the global economic and financial crisis revealed an increasing demand for reliable information and data which could close...

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Main Author: Brković Milan
Format: Article
Language:English
Published: Association of Serbian Banks 2017-01-01
Series:Bankarstvo
Subjects:
Online Access:http://scindeks-clanci.ceon.rs/data/pdf/1451-4354/2017/1451-43541701104B.pdf
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author Brković Milan
author_facet Brković Milan
author_sort Brković Milan
collection DOAJ
description An efficient system of credit information sharing contributes to solving the problem of information asymmetry on the credit and financial markets in general. The consequences of the global economic and financial crisis revealed an increasing demand for reliable information and data which could close the existing gap in their insufficiency, misuse or inadequate analytical value for the economic and financial policy makers. In that sense, more attention is directed to the usefulness of credit information sharing and the practical value of information and data contained in credit bureau reports for the purposes of achieving the overall economic policy goals. The fulfillment of that role depends mostly on the credit information sharing system and its characteristics, participants, and procedures. A credit bureau report in the best possible manner reflects all advantages and disadvantages of the established credit information exchange system in terms of its analytical value for the purposes of efficient macroeconomic and macrofinancial policies.
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spelling doaj.art-3e499dc43a9443208f0b60d6905150142022-12-21T21:14:22ZengAssociation of Serbian BanksBankarstvo1451-43542466-54952017-01-0146110411510.5937/bankarstvo1701104B1451-43541701104BValue of credit bureau reportsBrković Milan0n/aAn efficient system of credit information sharing contributes to solving the problem of information asymmetry on the credit and financial markets in general. The consequences of the global economic and financial crisis revealed an increasing demand for reliable information and data which could close the existing gap in their insufficiency, misuse or inadequate analytical value for the economic and financial policy makers. In that sense, more attention is directed to the usefulness of credit information sharing and the practical value of information and data contained in credit bureau reports for the purposes of achieving the overall economic policy goals. The fulfillment of that role depends mostly on the credit information sharing system and its characteristics, participants, and procedures. A credit bureau report in the best possible manner reflects all advantages and disadvantages of the established credit information exchange system in terms of its analytical value for the purposes of efficient macroeconomic and macrofinancial policies.http://scindeks-clanci.ceon.rs/data/pdf/1451-4354/2017/1451-43541701104B.pdfcredit information sharing systemcredit bureaucredit reportcredit informationdata exchange
spellingShingle Brković Milan
Value of credit bureau reports
Bankarstvo
credit information sharing system
credit bureau
credit report
credit information
data exchange
title Value of credit bureau reports
title_full Value of credit bureau reports
title_fullStr Value of credit bureau reports
title_full_unstemmed Value of credit bureau reports
title_short Value of credit bureau reports
title_sort value of credit bureau reports
topic credit information sharing system
credit bureau
credit report
credit information
data exchange
url http://scindeks-clanci.ceon.rs/data/pdf/1451-4354/2017/1451-43541701104B.pdf
work_keys_str_mv AT brkovicmilan valueofcreditbureaureports