PERLINDUNGAN HUKUM TERHADAP PEMEGANG KARTU E-MONEY SEBAGAI ALAT PEMBAYARAN DALAM TRANSAKSI KOMERSIAL
One means of electronic or non-cash payments are by using electronic money card (e-money). Value of money is stored electronically and issued on the basis of the value of money paid to the holders of the provider. The money is used as a means of payment, but not the deposit as stipulated in the Bank...
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| Format: | Article |
| Language: | English |
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Universitas Udayana
2014-03-01
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| Series: | Jurnal Magister Hukum Udayana |
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| Online Access: | https://ojs.unud.ac.id/index.php/jmhu/article/view/8448 |
| _version_ | 1819198870145466368 |
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| author | Ni Nyoman Anita Candrawati |
| author_facet | Ni Nyoman Anita Candrawati |
| author_sort | Ni Nyoman Anita Candrawati |
| collection | DOAJ |
| description | One means of electronic or non-cash payments are by using electronic money card (e-money). Value of money is stored electronically and issued on the basis of the value of money paid to the holders of the provider. The money is used as a means of payment, but not the deposit as stipulated in the Banking Law, so it is not guaranteed by Saving Guarantee Institution (LPS).
There are two issues that were examined in this study, namely: the arrangements for electronic money card holders in e-money transactions and legal protection for the cardholder to perform e-money transactions. The research is a normative legal research using law and conceptual approach. Based on the results of studies conducted on the issue, the legal regulation of the form of electronic money stipulated in Bank Indonesia Regulation Number
11/12/PBI/2009 on Electronic Money, and through standard agreements governed by the provider, such as terms and conditions of the card holder. Legal protection for the cardholder is required to ensure the equality of the provider and the card holder, including legal protection against the misuse of e-money card that can be detrimental to the holder, through preventive and repressive legal protection. |
| first_indexed | 2024-12-23T03:07:18Z |
| format | Article |
| id | doaj.art-3e8b13f5257e409fa79b1e21a5a0a9ab |
| institution | Directory Open Access Journal |
| issn | 2302-528X 2502-3101 |
| language | English |
| last_indexed | 2024-12-23T03:07:18Z |
| publishDate | 2014-03-01 |
| publisher | Universitas Udayana |
| record_format | Article |
| series | Jurnal Magister Hukum Udayana |
| spelling | doaj.art-3e8b13f5257e409fa79b1e21a5a0a9ab2022-12-21T18:02:17ZengUniversitas UdayanaJurnal Magister Hukum Udayana2302-528X2502-31012014-03-013110.24843/JMHU.2014.v03.i01.p038448PERLINDUNGAN HUKUM TERHADAP PEMEGANG KARTU E-MONEY SEBAGAI ALAT PEMBAYARAN DALAM TRANSAKSI KOMERSIALNi Nyoman Anita CandrawatiOne means of electronic or non-cash payments are by using electronic money card (e-money). Value of money is stored electronically and issued on the basis of the value of money paid to the holders of the provider. The money is used as a means of payment, but not the deposit as stipulated in the Banking Law, so it is not guaranteed by Saving Guarantee Institution (LPS). There are two issues that were examined in this study, namely: the arrangements for electronic money card holders in e-money transactions and legal protection for the cardholder to perform e-money transactions. The research is a normative legal research using law and conceptual approach. Based on the results of studies conducted on the issue, the legal regulation of the form of electronic money stipulated in Bank Indonesia Regulation Number 11/12/PBI/2009 on Electronic Money, and through standard agreements governed by the provider, such as terms and conditions of the card holder. Legal protection for the cardholder is required to ensure the equality of the provider and the card holder, including legal protection against the misuse of e-money card that can be detrimental to the holder, through preventive and repressive legal protection.https://ojs.unud.ac.id/index.php/jmhu/article/view/8448electronic moneypayment systemcard holderforms of regulationlegal protection |
| spellingShingle | Ni Nyoman Anita Candrawati PERLINDUNGAN HUKUM TERHADAP PEMEGANG KARTU E-MONEY SEBAGAI ALAT PEMBAYARAN DALAM TRANSAKSI KOMERSIAL Jurnal Magister Hukum Udayana electronic money payment system card holder forms of regulation legal protection |
| title | PERLINDUNGAN HUKUM TERHADAP PEMEGANG KARTU E-MONEY SEBAGAI ALAT PEMBAYARAN DALAM TRANSAKSI KOMERSIAL |
| title_full | PERLINDUNGAN HUKUM TERHADAP PEMEGANG KARTU E-MONEY SEBAGAI ALAT PEMBAYARAN DALAM TRANSAKSI KOMERSIAL |
| title_fullStr | PERLINDUNGAN HUKUM TERHADAP PEMEGANG KARTU E-MONEY SEBAGAI ALAT PEMBAYARAN DALAM TRANSAKSI KOMERSIAL |
| title_full_unstemmed | PERLINDUNGAN HUKUM TERHADAP PEMEGANG KARTU E-MONEY SEBAGAI ALAT PEMBAYARAN DALAM TRANSAKSI KOMERSIAL |
| title_short | PERLINDUNGAN HUKUM TERHADAP PEMEGANG KARTU E-MONEY SEBAGAI ALAT PEMBAYARAN DALAM TRANSAKSI KOMERSIAL |
| title_sort | perlindungan hukum terhadap pemegang kartu e money sebagai alat pembayaran dalam transaksi komersial |
| topic | electronic money payment system card holder forms of regulation legal protection |
| url | https://ojs.unud.ac.id/index.php/jmhu/article/view/8448 |
| work_keys_str_mv | AT ninyomananitacandrawati perlindunganhukumterhadappemegangkartuemoneysebagaialatpembayarandalamtransaksikomersial |