Human Security Identification in Maqoshid Sharia Concept as Implementation in Debt Trap of Digital Finance

The research aims to identify the relationship between the phenomenon of digital finance on the debt trap with the study of human security in the Islamic concept. Cybercrime harms many people by misusing personal data that can be accessed online illegally, such as loan applications, digital shopping...

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Main Authors: Dwi Ardiyanti, Surwandono Surwandono, Puspa Devi Maharani, Novi Rizka Amalia
Format: Article
Language:English
Published: Universitas Muhammadiyah Yogyakarta 2023-07-01
Series:Afkaruna: Indonesian Interdisciplinary Journal of Islamic Studies
Subjects:
Online Access:https://journal.umy.ac.id/index.php/afkaruna/article/view/17136
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author Dwi Ardiyanti
Surwandono Surwandono
Puspa Devi Maharani
Novi Rizka Amalia
author_facet Dwi Ardiyanti
Surwandono Surwandono
Puspa Devi Maharani
Novi Rizka Amalia
author_sort Dwi Ardiyanti
collection DOAJ
description The research aims to identify the relationship between the phenomenon of digital finance on the debt trap with the study of human security in the Islamic concept. Cybercrime harms many people by misusing personal data that can be accessed online illegally, such as loan applications, digital shopping, or digital wallet. The debt trap resulted in the application then best analyzed through human security of international relations. The study focused on human security, such as personal and economic security. The study concluded that the awareness of digital financial literacy would greatly help from debt traps by means of the loan application. Accordingly, Islamic studies became very relevant to the phenomenon in the Maqasid Sharia law, such as Hifdz al Maal, which also discussed economic security from an Islamic view. The correlation between the phenomenon would be best analyzed with both concepts to reduce harm to economic security, structurally and religiously. On the other hand, the lack of socialization in digital economy transactions threatens the security of people nowadays. The research used mix method approach with secondary and primary data. The primary data were obtained from the questionnaire from 61 samples from 17 years old Indonesian, then delivered in descriptive statistics to see the fact for real, while the secondary data was obtained from journals, books, and articles. The analysis determined the correlation between digital financial phenomena in the Maqosid Sharia Concept and human security.
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spelling doaj.art-40adbfe046fc46399f380cfaa7c832e22023-08-10T01:47:48ZengUniversitas Muhammadiyah YogyakartaAfkaruna: Indonesian Interdisciplinary Journal of Islamic Studies2599-05512599-05862023-07-0119112313210.18196/afkaruna.v19i1.171366842Human Security Identification in Maqoshid Sharia Concept as Implementation in Debt Trap of Digital FinanceDwi Ardiyanti0Surwandono Surwandono1Puspa Devi Maharani2Novi Rizka Amalia3Universitas Darussalam GontorUniversitas Muhammadiyah YogyakartaUniversitas Darussalam GontorUniversitas Darussalam GontorThe research aims to identify the relationship between the phenomenon of digital finance on the debt trap with the study of human security in the Islamic concept. Cybercrime harms many people by misusing personal data that can be accessed online illegally, such as loan applications, digital shopping, or digital wallet. The debt trap resulted in the application then best analyzed through human security of international relations. The study focused on human security, such as personal and economic security. The study concluded that the awareness of digital financial literacy would greatly help from debt traps by means of the loan application. Accordingly, Islamic studies became very relevant to the phenomenon in the Maqasid Sharia law, such as Hifdz al Maal, which also discussed economic security from an Islamic view. The correlation between the phenomenon would be best analyzed with both concepts to reduce harm to economic security, structurally and religiously. On the other hand, the lack of socialization in digital economy transactions threatens the security of people nowadays. The research used mix method approach with secondary and primary data. The primary data were obtained from the questionnaire from 61 samples from 17 years old Indonesian, then delivered in descriptive statistics to see the fact for real, while the secondary data was obtained from journals, books, and articles. The analysis determined the correlation between digital financial phenomena in the Maqosid Sharia Concept and human security.https://journal.umy.ac.id/index.php/afkaruna/article/view/17136cyber crimedigital financehifdz al maalhuman securitymaqoshid syariah.
spellingShingle Dwi Ardiyanti
Surwandono Surwandono
Puspa Devi Maharani
Novi Rizka Amalia
Human Security Identification in Maqoshid Sharia Concept as Implementation in Debt Trap of Digital Finance
Afkaruna: Indonesian Interdisciplinary Journal of Islamic Studies
cyber crime
digital finance
hifdz al maal
human security
maqoshid syariah.
title Human Security Identification in Maqoshid Sharia Concept as Implementation in Debt Trap of Digital Finance
title_full Human Security Identification in Maqoshid Sharia Concept as Implementation in Debt Trap of Digital Finance
title_fullStr Human Security Identification in Maqoshid Sharia Concept as Implementation in Debt Trap of Digital Finance
title_full_unstemmed Human Security Identification in Maqoshid Sharia Concept as Implementation in Debt Trap of Digital Finance
title_short Human Security Identification in Maqoshid Sharia Concept as Implementation in Debt Trap of Digital Finance
title_sort human security identification in maqoshid sharia concept as implementation in debt trap of digital finance
topic cyber crime
digital finance
hifdz al maal
human security
maqoshid syariah.
url https://journal.umy.ac.id/index.php/afkaruna/article/view/17136
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AT surwandonosurwandono humansecurityidentificationinmaqoshidshariaconceptasimplementationindebttrapofdigitalfinance
AT puspadevimaharani humansecurityidentificationinmaqoshidshariaconceptasimplementationindebttrapofdigitalfinance
AT novirizkaamalia humansecurityidentificationinmaqoshidshariaconceptasimplementationindebttrapofdigitalfinance