THE CREDIT RISK-COMPONENT OF THE BANKING RISKS
The risk management means the risk identification, evaluation, quantification and the strategy to counter and to find solutions and levers which can abate or even eliminate the possibility to appear of the probable consequences if they have place. The credit generates risks. The inadequate financial...
| Main Author: | |
|---|---|
| Format: | Article |
| Language: | deu |
| Published: |
University of Oradea
2011-12-01
|
| Series: | Annals of the University of Oradea: Economic Science |
| Subjects: | |
| Online Access: | http://anale.steconomiceuoradea.ro/volume/2011/n2/060.pdf |
| _version_ | 1818511024921247744 |
|---|---|
| author | Tirlea Rodica |
| author_facet | Tirlea Rodica |
| author_sort | Tirlea Rodica |
| collection | DOAJ |
| description | The risk management means the risk identification, evaluation, quantification and the strategy to counter and to find solutions and levers which can abate or even eliminate the possibility to appear of the probable consequences if they have place. The credit generates risks. The inadequate financial state of the companies plus the economic conjuncture and the absence of the surveillance are the principal causes of the risks. From the bank perspective, the effects are materialized in total or partial looses of the borrowed capital. As consequence, to avoid these risks or to diminish it, the banks proceed to the carefully analyze of the authorized limits to offer credits, to create immobile and mobile guaranties, the carefully surveillance of the clients activity during all the time of the credit. |
| first_indexed | 2024-12-10T23:27:54Z |
| format | Article |
| id | doaj.art-43deb5a62bdb4b5081d3cc134cc1dfe2 |
| institution | Directory Open Access Journal |
| issn | 1222-569X 1582-5450 |
| language | deu |
| last_indexed | 2024-12-10T23:27:54Z |
| publishDate | 2011-12-01 |
| publisher | University of Oradea |
| record_format | Article |
| series | Annals of the University of Oradea: Economic Science |
| spelling | doaj.art-43deb5a62bdb4b5081d3cc134cc1dfe22022-12-22T01:29:31ZdeuUniversity of OradeaAnnals of the University of Oradea: Economic Science1222-569X1582-54502011-12-0112430437THE CREDIT RISK-COMPONENT OF THE BANKING RISKSTirlea RodicaThe risk management means the risk identification, evaluation, quantification and the strategy to counter and to find solutions and levers which can abate or even eliminate the possibility to appear of the probable consequences if they have place. The credit generates risks. The inadequate financial state of the companies plus the economic conjuncture and the absence of the surveillance are the principal causes of the risks. From the bank perspective, the effects are materialized in total or partial looses of the borrowed capital. As consequence, to avoid these risks or to diminish it, the banks proceed to the carefully analyze of the authorized limits to offer credits, to create immobile and mobile guaranties, the carefully surveillance of the clients activity during all the time of the credit.http://anale.steconomiceuoradea.ro/volume/2011/n2/060.pdfCredit, risk, risk management, risk assumption, financial risk, corporation risk, bad credits |
| spellingShingle | Tirlea Rodica THE CREDIT RISK-COMPONENT OF THE BANKING RISKS Annals of the University of Oradea: Economic Science Credit, risk, risk management, risk assumption, financial risk, corporation risk, bad credits |
| title | THE CREDIT RISK-COMPONENT OF THE BANKING RISKS |
| title_full | THE CREDIT RISK-COMPONENT OF THE BANKING RISKS |
| title_fullStr | THE CREDIT RISK-COMPONENT OF THE BANKING RISKS |
| title_full_unstemmed | THE CREDIT RISK-COMPONENT OF THE BANKING RISKS |
| title_short | THE CREDIT RISK-COMPONENT OF THE BANKING RISKS |
| title_sort | credit risk component of the banking risks |
| topic | Credit, risk, risk management, risk assumption, financial risk, corporation risk, bad credits |
| url | http://anale.steconomiceuoradea.ro/volume/2011/n2/060.pdf |
| work_keys_str_mv | AT tirlearodica thecreditriskcomponentofthebankingrisks AT tirlearodica creditriskcomponentofthebankingrisks |