The Impact of Intellectual Capital Efficiency on Bank Risks: Empirical Evidence from the Saudi Banking Industry
The main purpose of conducting this research is to investigate the impact of intellectual capital efficiency (ICE) and its components – human capital efficiency (HCE) and structural capital efficiency (SCE) - on bank credit and insolvency risks in the Saudi banking industry. To assess such a relati...
| Main Authors: | , |
|---|---|
| Format: | Article |
| Language: | English |
| Published: |
EconJournals
2020-07-01
|
| Series: | International Journal of Economics and Financial Issues |
| Online Access: | https://www.econjournals.com/index.php/ijefi/article/view/9959 |
| _version_ | 1797921458517704704 |
|---|---|
| author | Abdulelah Alrashidi Omar Alarfaj |
| author_facet | Abdulelah Alrashidi Omar Alarfaj |
| author_sort | Abdulelah Alrashidi |
| collection | DOAJ |
| description |
The main purpose of conducting this research is to investigate the impact of intellectual capital efficiency (ICE) and its components – human capital efficiency (HCE) and structural capital efficiency (SCE) - on bank credit and insolvency risks in the Saudi banking industry. To assess such a relationship, value added intellectual coefficient model (VAIC) along with a couple of panel data techniques were utilized by using quarterly observations spanning from the first quarter of 2009 to the fourth quarter of 2018. The carried out empirical results confirm the existence of a significant negative relationship between ICE, in particular HCE, and bank credit and insolvency risks.
Keywords: Intellectual Capital Efficiency, Human Capital, Structural Capital, Credit Risk, insolvency risk, risk management
JEL Classifications: O34, E24, J21, G32, C23, G21
DOI: https://doi.org/10.32479/ijefi.9959
|
| first_indexed | 2024-04-10T14:16:20Z |
| format | Article |
| id | doaj.art-4408358ee4b5483c8e3934ee05bc36af |
| institution | Directory Open Access Journal |
| issn | 2146-4138 |
| language | English |
| last_indexed | 2024-04-10T14:16:20Z |
| publishDate | 2020-07-01 |
| publisher | EconJournals |
| record_format | Article |
| series | International Journal of Economics and Financial Issues |
| spelling | doaj.art-4408358ee4b5483c8e3934ee05bc36af2023-02-15T16:09:30ZengEconJournalsInternational Journal of Economics and Financial Issues2146-41382020-07-01104The Impact of Intellectual Capital Efficiency on Bank Risks: Empirical Evidence from the Saudi Banking IndustryAbdulelah AlrashidiOmar Alarfaj The main purpose of conducting this research is to investigate the impact of intellectual capital efficiency (ICE) and its components – human capital efficiency (HCE) and structural capital efficiency (SCE) - on bank credit and insolvency risks in the Saudi banking industry. To assess such a relationship, value added intellectual coefficient model (VAIC) along with a couple of panel data techniques were utilized by using quarterly observations spanning from the first quarter of 2009 to the fourth quarter of 2018. The carried out empirical results confirm the existence of a significant negative relationship between ICE, in particular HCE, and bank credit and insolvency risks. Keywords: Intellectual Capital Efficiency, Human Capital, Structural Capital, Credit Risk, insolvency risk, risk management JEL Classifications: O34, E24, J21, G32, C23, G21 DOI: https://doi.org/10.32479/ijefi.9959 https://www.econjournals.com/index.php/ijefi/article/view/9959 |
| spellingShingle | Abdulelah Alrashidi Omar Alarfaj The Impact of Intellectual Capital Efficiency on Bank Risks: Empirical Evidence from the Saudi Banking Industry International Journal of Economics and Financial Issues |
| title | The Impact of Intellectual Capital Efficiency on Bank Risks: Empirical Evidence from the Saudi Banking Industry |
| title_full | The Impact of Intellectual Capital Efficiency on Bank Risks: Empirical Evidence from the Saudi Banking Industry |
| title_fullStr | The Impact of Intellectual Capital Efficiency on Bank Risks: Empirical Evidence from the Saudi Banking Industry |
| title_full_unstemmed | The Impact of Intellectual Capital Efficiency on Bank Risks: Empirical Evidence from the Saudi Banking Industry |
| title_short | The Impact of Intellectual Capital Efficiency on Bank Risks: Empirical Evidence from the Saudi Banking Industry |
| title_sort | impact of intellectual capital efficiency on bank risks empirical evidence from the saudi banking industry |
| url | https://www.econjournals.com/index.php/ijefi/article/view/9959 |
| work_keys_str_mv | AT abdulelahalrashidi theimpactofintellectualcapitalefficiencyonbankrisksempiricalevidencefromthesaudibankingindustry AT omaralarfaj theimpactofintellectualcapitalefficiencyonbankrisksempiricalevidencefromthesaudibankingindustry AT abdulelahalrashidi impactofintellectualcapitalefficiencyonbankrisksempiricalevidencefromthesaudibankingindustry AT omaralarfaj impactofintellectualcapitalefficiencyonbankrisksempiricalevidencefromthesaudibankingindustry |