Modelling a Behavioral Scoring System for Lending Loans using Twitter
Traditionally, banks follow a risk assessment model in sanctioning loans. Risk assessment is performed by computing a credit score considering certain financial factors. This work proposes a behavioral score that can be computed from social media data. Social media covers almost all aspects of a per...
| Main Authors: | , , |
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| Format: | Article |
| Language: | English |
| Published: |
EDP Sciences
2021-01-01
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| Series: | ITM Web of Conferences |
| Online Access: | https://www.itm-conferences.org/articles/itmconf/pdf/2021/02/itmconf_icitsd2021_01012.pdf |