llegal Financial Technology Loans Amid the Covid-19 Pandemic Problem
This study aims to identify and analyze illegal online lending practices in the midst of the Covid-19 problems. The research method used in this research is normative juridical research, namely the method of doctrinal legal research by reviewing the applicable regulatory provisions as a basis for an...
| Main Authors: | , , |
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| Format: | Article |
| Language: | English |
| Published: |
Universitas Negeri Semarang
2022-10-01
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| Series: | Unnes Law Journal |
| Subjects: | |
| Online Access: | https://journal.unnes.ac.id/sju/ulj/article/view/56455 |
| _version_ | 1797352415025954816 |
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| author | Nurharsya Khaer Hanafie Andika A. Gani Virmansyah Virmansyah |
| author_facet | Nurharsya Khaer Hanafie Andika A. Gani Virmansyah Virmansyah |
| author_sort | Nurharsya Khaer Hanafie |
| collection | DOAJ |
| description | This study aims to identify and analyze illegal online lending practices in the midst of the Covid-19 problems. The research method used in this research is normative juridical research, namely the method of doctrinal legal research by reviewing the applicable regulatory provisions as a basis for analyzing the problems that occur and providing a paradigm as an effort to mitigate those problems. This qualitative research uses a descriptive analysis from primary and secondary legal materials through the study of documents and related literature. Based on the results of the study, the pandemic situation has resulted in growing illegal online loan services. Many individuals and micro, small and medium enterprises UMKM) are entangled in lending and borrowing due to the capital needs as a result of the Emergency Public Activity Restrictions (PPKM) policy. Based on the findings, the authors suggested that the improvement of public literacy related to lending needs to be encouraged, including efforts to ratify the personal data protection law and the drafting of the Fintech |
| first_indexed | 2024-03-08T13:15:10Z |
| format | Article |
| id | doaj.art-4778155e2be64e56ad0975f74a1ed996 |
| institution | Directory Open Access Journal |
| issn | 2252-6536 |
| language | English |
| last_indexed | 2024-03-08T13:15:10Z |
| publishDate | 2022-10-01 |
| publisher | Universitas Negeri Semarang |
| record_format | Article |
| series | Unnes Law Journal |
| spelling | doaj.art-4778155e2be64e56ad0975f74a1ed9962024-01-18T08:10:58ZengUniversitas Negeri SemarangUnnes Law Journal2252-65362022-10-018231333010.15294/ulj.v8i2.5645556455llegal Financial Technology Loans Amid the Covid-19 Pandemic ProblemNurharsya Khaer Hanafie0Andika A. Gani1Virmansyah Virmansyah2Universitas Negeri MakassarUniversitas Negeri MakassarUniversitas Negeri MakassarThis study aims to identify and analyze illegal online lending practices in the midst of the Covid-19 problems. The research method used in this research is normative juridical research, namely the method of doctrinal legal research by reviewing the applicable regulatory provisions as a basis for analyzing the problems that occur and providing a paradigm as an effort to mitigate those problems. This qualitative research uses a descriptive analysis from primary and secondary legal materials through the study of documents and related literature. Based on the results of the study, the pandemic situation has resulted in growing illegal online loan services. Many individuals and micro, small and medium enterprises UMKM) are entangled in lending and borrowing due to the capital needs as a result of the Emergency Public Activity Restrictions (PPKM) policy. Based on the findings, the authors suggested that the improvement of public literacy related to lending needs to be encouraged, including efforts to ratify the personal data protection law and the drafting of the Fintechhttps://journal.unnes.ac.id/sju/ulj/article/view/56455financial technologycovid-19illegal online loans |
| spellingShingle | Nurharsya Khaer Hanafie Andika A. Gani Virmansyah Virmansyah llegal Financial Technology Loans Amid the Covid-19 Pandemic Problem Unnes Law Journal financial technology covid-19 illegal online loans |
| title | llegal Financial Technology Loans Amid the Covid-19 Pandemic Problem |
| title_full | llegal Financial Technology Loans Amid the Covid-19 Pandemic Problem |
| title_fullStr | llegal Financial Technology Loans Amid the Covid-19 Pandemic Problem |
| title_full_unstemmed | llegal Financial Technology Loans Amid the Covid-19 Pandemic Problem |
| title_short | llegal Financial Technology Loans Amid the Covid-19 Pandemic Problem |
| title_sort | llegal financial technology loans amid the covid 19 pandemic problem |
| topic | financial technology covid-19 illegal online loans |
| url | https://journal.unnes.ac.id/sju/ulj/article/view/56455 |
| work_keys_str_mv | AT nurharsyakhaerhanafie llegalfinancialtechnologyloansamidthecovid19pandemicproblem AT andikaagani llegalfinancialtechnologyloansamidthecovid19pandemicproblem AT virmansyahvirmansyah llegalfinancialtechnologyloansamidthecovid19pandemicproblem |