An Improvement on An Interest Rate Commission Agent Banking System (AIRCABS MODEL)
This paper sought to test An interest rate commission agent banking model's viability and reliability. An interest rate commission agent banking system (AIRCABS) increased the investor loan funding agent bank's profitability and sustainability by shifting credit risk and liquidity crunch...
| Main Authors: | , |
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| Format: | Article |
| Language: | English |
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EconJournals
2017-09-01
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| Series: | International Journal of Economics and Financial Issues |
| Online Access: | http://mail.econjournals.com/index.php/ijefi/article/view/5039 |
| _version_ | 1797919773064953856 |
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| author | Ameha Tefera Tessema Jan Walters Kruger |
| author_facet | Ameha Tefera Tessema Jan Walters Kruger |
| author_sort | Ameha Tefera Tessema |
| collection | DOAJ |
| description |
This paper sought to test An interest rate commission agent banking model's viability and reliability. An interest rate commission agent banking system (AIRCABS) increased the investor loan funding agent bank's profitability and sustainability by shifting credit risk and liquidity crunch to investors and entrepreneurs. The bank increases stable deposit by applying discrete market deposit interest rate incentive into depositors' accounts and by letting depositors latter to shift to investor position having the bank as an agent to collect proportionate credit price instead of deposit interest rate on the portion of the fund the bank has already invested. Therefore, an interest rate commission agent bank found viable and reliable.
Keywords: agent bank model, agent bank's profitability and sustainability, stable deposit
JEL Classfications: E21,E22, E40, G01,G21, G32
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| first_indexed | 2024-04-10T13:51:57Z |
| format | Article |
| id | doaj.art-49af5238e8b04756a3359a02c208b4e6 |
| institution | Directory Open Access Journal |
| issn | 2146-4138 |
| language | English |
| last_indexed | 2024-04-10T13:51:57Z |
| publishDate | 2017-09-01 |
| publisher | EconJournals |
| record_format | Article |
| series | International Journal of Economics and Financial Issues |
| spelling | doaj.art-49af5238e8b04756a3359a02c208b4e62023-02-15T16:10:40ZengEconJournalsInternational Journal of Economics and Financial Issues2146-41382017-09-0174An Improvement on An Interest Rate Commission Agent Banking System (AIRCABS MODEL)Ameha Tefera Tessema0Jan Walters KrugerBank This paper sought to test An interest rate commission agent banking model's viability and reliability. An interest rate commission agent banking system (AIRCABS) increased the investor loan funding agent bank's profitability and sustainability by shifting credit risk and liquidity crunch to investors and entrepreneurs. The bank increases stable deposit by applying discrete market deposit interest rate incentive into depositors' accounts and by letting depositors latter to shift to investor position having the bank as an agent to collect proportionate credit price instead of deposit interest rate on the portion of the fund the bank has already invested. Therefore, an interest rate commission agent bank found viable and reliable. Keywords: agent bank model, agent bank's profitability and sustainability, stable deposit JEL Classfications: E21,E22, E40, G01,G21, G32 http://mail.econjournals.com/index.php/ijefi/article/view/5039 |
| spellingShingle | Ameha Tefera Tessema Jan Walters Kruger An Improvement on An Interest Rate Commission Agent Banking System (AIRCABS MODEL) International Journal of Economics and Financial Issues |
| title | An Improvement on An Interest Rate Commission Agent Banking System (AIRCABS MODEL) |
| title_full | An Improvement on An Interest Rate Commission Agent Banking System (AIRCABS MODEL) |
| title_fullStr | An Improvement on An Interest Rate Commission Agent Banking System (AIRCABS MODEL) |
| title_full_unstemmed | An Improvement on An Interest Rate Commission Agent Banking System (AIRCABS MODEL) |
| title_short | An Improvement on An Interest Rate Commission Agent Banking System (AIRCABS MODEL) |
| title_sort | improvement on an interest rate commission agent banking system aircabs model |
| url | http://mail.econjournals.com/index.php/ijefi/article/view/5039 |
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