A research on market discipline effects of the banking system in Vietnam
Using the panel data in 2003 – 2010 of 21 Vietnamese Commercial banks, this paper examines the relationship between deposit interest rates and banks’ risks as well as the relationship between annual deposit growth and the risks, in order to reflect market discipline of Vietnamese Banking in the sam...
| Main Authors: | , , |
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| Format: | Article |
| Language: | Vietnamese |
| Published: |
TẠP CHÍ KHOA HỌC ĐẠI HỌC MỞ THÀNH PHỐ HỒ CHÍ MINH
2020-10-01
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| Series: | Tạp chí Khoa học Đại học Mở Thành phố Hồ Chí Minh - Kinh tế và Quản trị kinh doanh |
| Online Access: | https://journalofscience.ou.edu.vn/index.php/econ-vi/article/view/1127 |
| Summary: | Using the panel data in 2003 – 2010 of 21 Vietnamese Commercial banks, this paper examines the relationship between deposit interest rates and banks’ risks as well as the relationship between annual deposit growth and the risks, in order to reflect market discipline of Vietnamese Banking in the same period. Results show that the market discipline exists but in a weak degree, the above-mentioned relationships are unclear. Furthermore, through the analysis of market discipline depending on banking classification (state-owned commercial banks, joint-stock commercial banks), the author makes it clearer to find out causes of these phenomena. Finally, the author suggests some solutions to enhance effects of market discipline - a component of the Vietnamese banks’ financial supervision system |
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| ISSN: | 2734-9306 2734-9578 |