Financial literacy for farmers – the case of vineyard farmers in Kosovo
One of the key factors influencing agricultural development and farm performance is access to finance. There are several factors that influence access to finance, including financial management capacity, which is linked to financial literacy. The paper analyzes the factors which determine farmers’ f...
| Main Authors: | , , , , , |
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| Format: | Article |
| Language: | deu |
| Published: |
Sciendo
2023-09-01
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| Series: | Die Bodenkultur |
| Subjects: | |
| Online Access: | https://doi.org/10.2478/boku-2023-0002 |
| _version_ | 1797561939472154624 |
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| author | Hoxha Aurora Mulliri Jona Shahu Edmira Imami Drini Zhllima Edvin Gjokaj Ekrem |
| author_facet | Hoxha Aurora Mulliri Jona Shahu Edmira Imami Drini Zhllima Edvin Gjokaj Ekrem |
| author_sort | Hoxha Aurora |
| collection | DOAJ |
| description | One of the key factors influencing agricultural development and farm performance is access to finance. There are several factors that influence access to finance, including financial management capacity, which is linked to financial literacy. The paper analyzes the factors which determine farmers’ financial management behavior, in the case of Kosovo, based on a structured farm survey focusing on the vineyard sector. The findings suggest that half of the interviewed farmers did not keep records regarding costs and incomes. The likelihood to keep financial records is linked to several household and farm attributes. Market-oriented farmers who had contracts were more likely to keep financial records than those who did not. Policymakers through public advisory services as well as financial institutions should address the need to improve financial literacy among farmers. |
| first_indexed | 2024-03-10T18:21:44Z |
| format | Article |
| id | doaj.art-4aad5f6a129a415696f0a3e8a85bddd4 |
| institution | Directory Open Access Journal |
| issn | 2719-5430 |
| language | deu |
| last_indexed | 2024-03-10T18:21:44Z |
| publishDate | 2023-09-01 |
| publisher | Sciendo |
| record_format | Article |
| series | Die Bodenkultur |
| spelling | doaj.art-4aad5f6a129a415696f0a3e8a85bddd42023-11-20T07:17:17ZdeuSciendoDie Bodenkultur2719-54302023-09-01741172510.2478/boku-2023-0002Financial literacy for farmers – the case of vineyard farmers in KosovoHoxha Aurora0Mulliri Jona1Shahu Edmira2Imami Drini3Zhllima Edvin4Gjokaj Ekrem5Faculty of Economy and Agribusiness, Agricultural University of Tirana, Rruga Paisi Vodica 1025, Tirana, AlbanienFaculty of Economy and Agribusiness, Agricultural University of Tirana, Rruga Paisi Vodica 1025, Tirana, AlbanienFaculty of Economy and Agribusiness, Agricultural University of Tirana, Rruga Paisi Vodica 1025, Tirana, AlbanienFaculty of Economy and Agribusiness, Agricultural University of Tirana, Rruga Paisi Vodica 1025, Tirana, AlbanienFaculty of Economy and Agribusiness, Agricultural University of Tirana, Rruga Paisi Vodica 1025, Tirana, AlbanienUniversity “UKSHIN HOTI” Prizren, Rruga e Shkronjave, nr. 1, 20000Prizren, Repubic of KosovaOne of the key factors influencing agricultural development and farm performance is access to finance. There are several factors that influence access to finance, including financial management capacity, which is linked to financial literacy. The paper analyzes the factors which determine farmers’ financial management behavior, in the case of Kosovo, based on a structured farm survey focusing on the vineyard sector. The findings suggest that half of the interviewed farmers did not keep records regarding costs and incomes. The likelihood to keep financial records is linked to several household and farm attributes. Market-oriented farmers who had contracts were more likely to keep financial records than those who did not. Policymakers through public advisory services as well as financial institutions should address the need to improve financial literacy among farmers.https://doi.org/10.2478/boku-2023-0002financial literacyfarmerscost calculationskosovofinanzielle allgemeinbildungder landwirtkostenberechnungenkosovo |
| spellingShingle | Hoxha Aurora Mulliri Jona Shahu Edmira Imami Drini Zhllima Edvin Gjokaj Ekrem Financial literacy for farmers – the case of vineyard farmers in Kosovo Die Bodenkultur financial literacy farmers cost calculations kosovo finanzielle allgemeinbildung der landwirt kostenberechnungen kosovo |
| title | Financial literacy for farmers – the case of vineyard farmers in Kosovo |
| title_full | Financial literacy for farmers – the case of vineyard farmers in Kosovo |
| title_fullStr | Financial literacy for farmers – the case of vineyard farmers in Kosovo |
| title_full_unstemmed | Financial literacy for farmers – the case of vineyard farmers in Kosovo |
| title_short | Financial literacy for farmers – the case of vineyard farmers in Kosovo |
| title_sort | financial literacy for farmers the case of vineyard farmers in kosovo |
| topic | financial literacy farmers cost calculations kosovo finanzielle allgemeinbildung der landwirt kostenberechnungen kosovo |
| url | https://doi.org/10.2478/boku-2023-0002 |
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