Planowanie finansów osobistych (zarządzanie finansami osobistymi) z udziałem doradców finansowych – znaczenie dla gospodarstw domowych i gospodarki
The article presents the concept of personal finance and its management, as well as a characterization of a relatively new profession among financial professions in Poland – a personal financial advisor. It also shows the relationship between the management of personal finance at the level of indi...
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| Format: | Article |
| Language: | English |
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Wydawnictwo Naukowe Wydziału Zarządzania Uniwersytetu Warszawskiego
2014-11-01
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| Series: | Problemy Zarządzania |
| Subjects: | |
| Online Access: | https://pz.wz.uw.edu.pl/resources/html/article/details?id=166853 |
| _version_ | 1798031332182327296 |
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| author | Krzysztof Waliszewski |
| author_facet | Krzysztof Waliszewski |
| author_sort | Krzysztof Waliszewski |
| collection | DOAJ |
| description | The article presents the concept of personal finance and its management, as well as a characterization of a
relatively new profession among financial professions in Poland – a personal financial advisor. It also shows
the relationship between the management of personal finance at the level of individual households and creating
foundations of economic growth in the whole economy and tackling social problems. The hypothesis of this
article is a statement that the personal financial planning increases the effectiveness of management of available
financial resources of the household, for example byforming the habit of intentional saving,and in the long
term increases the household wealth as well as the financial awareness – with regards to credit, investment,
pension and insurance of its individual members, which has a positive effect on the economy at the macro
level. The involvement of external entity in this process is economically justified to the household deficit of
sufficient knowledge, the time to compare offers, the lack of experience in the financial services market. |
| first_indexed | 2024-04-11T19:54:41Z |
| format | Article |
| id | doaj.art-4ab9a72972ac466fa80b33e8f7b6395f |
| institution | Directory Open Access Journal |
| issn | 1644-9584 2300-8792 |
| language | English |
| last_indexed | 2024-04-11T19:54:41Z |
| publishDate | 2014-11-01 |
| publisher | Wydawnictwo Naukowe Wydziału Zarządzania Uniwersytetu Warszawskiego |
| record_format | Article |
| series | Problemy Zarządzania |
| spelling | doaj.art-4ab9a72972ac466fa80b33e8f7b6395f2022-12-22T04:06:09ZengWydawnictwo Naukowe Wydziału Zarządzania Uniwersytetu WarszawskiegoProblemy Zarządzania1644-95842300-87922014-11-0112nr 4(48)204221DOI:10.7172/1644-9584.48.11Planowanie finansów osobistych (zarządzanie finansami osobistymi) z udziałem doradców finansowych – znaczenie dla gospodarstw domowych i gospodarkiKrzysztof Waliszewski0Uniwersytet Ekonomiczny w Poznaniu, Katedra BankowościThe article presents the concept of personal finance and its management, as well as a characterization of a relatively new profession among financial professions in Poland – a personal financial advisor. It also shows the relationship between the management of personal finance at the level of individual households and creating foundations of economic growth in the whole economy and tackling social problems. The hypothesis of this article is a statement that the personal financial planning increases the effectiveness of management of available financial resources of the household, for example byforming the habit of intentional saving,and in the long term increases the household wealth as well as the financial awareness – with regards to credit, investment, pension and insurance of its individual members, which has a positive effect on the economy at the macro level. The involvement of external entity in this process is economically justified to the household deficit of sufficient knowledge, the time to compare offers, the lack of experience in the financial services market.https://pz.wz.uw.edu.pl/resources/html/article/details?id=166853personal financial planningpersonal financial managementfinancial advisingfinancial advisor |
| spellingShingle | Krzysztof Waliszewski Planowanie finansów osobistych (zarządzanie finansami osobistymi) z udziałem doradców finansowych – znaczenie dla gospodarstw domowych i gospodarki Problemy Zarządzania personal financial planning personal financial management financial advising financial advisor |
| title | Planowanie finansów osobistych (zarządzanie finansami osobistymi) z udziałem doradców finansowych – znaczenie dla gospodarstw domowych i gospodarki |
| title_full | Planowanie finansów osobistych (zarządzanie finansami osobistymi) z udziałem doradców finansowych – znaczenie dla gospodarstw domowych i gospodarki |
| title_fullStr | Planowanie finansów osobistych (zarządzanie finansami osobistymi) z udziałem doradców finansowych – znaczenie dla gospodarstw domowych i gospodarki |
| title_full_unstemmed | Planowanie finansów osobistych (zarządzanie finansami osobistymi) z udziałem doradców finansowych – znaczenie dla gospodarstw domowych i gospodarki |
| title_short | Planowanie finansów osobistych (zarządzanie finansami osobistymi) z udziałem doradców finansowych – znaczenie dla gospodarstw domowych i gospodarki |
| title_sort | planowanie finansow osobistych zarzadzanie finansami osobistymi z udzialem doradcow finansowych znaczenie dla gospodarstw domowych i gospodarki |
| topic | personal financial planning personal financial management financial advising financial advisor |
| url | https://pz.wz.uw.edu.pl/resources/html/article/details?id=166853 |
| work_keys_str_mv | AT krzysztofwaliszewski planowaniefinansowosobistychzarzadzaniefinansamiosobistymizudziałemdoradcowfinansowychznaczeniedlagospodarstwdomowychigospodarki |