ANALISIS KEBIJAKAN LINKAGE PROGRAM LEMBAGA KEUANGAN SYARIAH DALAM RANGKA PEMBERDAYAAN UKM DI INDONESIA
Abstract Linkage program is a program that connecting banks to small micro enterprises through microfinance institutions. The weakness of the Linkage program is the regulatory that are scattered in various regulation, and specifically for Islamic financial institutions the problems regard to complia...
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| Format: | Article |
| Language: | English |
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Universitas Brawijaya
2016-03-01
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| Series: | Arena Hukum |
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| Online Access: | http://arenahukum.ub.ac.id/index.php/arena/article/view/201 |
| Summary: | Abstract
Linkage program is a program that connecting banks to small micro enterprises through microfinance institutions. The weakness of the Linkage program is the regulatory that are scattered in various regulation, and specifically for Islamic financial institutions the problems regard to compliance with the provisions of sharia. This research is based on statute and conceptual approach. The result from collecting and analysing the Linkage Program regulatory for Islamic Financial Institutions in Indonesian positive law show that the regulation of Linkage programs classified in two groups, the substance and procedural policies. These regulation becomes a reference for Islamic financial institutions, small and micro enterprises in Indonesia .
Key words: linkage program, islamic financial institution, small micro enterprises
Abstrak
Linkage program adalah program yang menghubungkan bank dengan pelaku usaha mikro kecil melalui lembaga keuangan mikro. Kelemahan dalam Linkage program adalah pada aspek peraturan yang tersebar dalam berbagai aturan, dan khusus bagi lembaga keuangan syariah terdapat pula kendala berkaitan dengan kesesuaian dengan ketentuan syariah. Dari penelitian dengan pendekatan perundang-undangan dan pendekatan konseptual ini diperoleh inventarisasi serta analisis kebijakan Linkage Program bagi Lembaga Keuangan Syariah dalam hukum positif Indonesia. Kebijakan terkait Linkage program, diklasifikasi dalam 2 kelompok, yaitu kebijakan substansi dan prosedural. Aturan inilah yang menjadi rujukan bagi lembaga keuangan syariah rangka pemberdayaan usaha kecil mikro di Indonesia.
Kata kunci: Linkage program, lembaga keuangan syariah, usaha mikro kecil |
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| ISSN: | 0126-0235 2527-4406 |