Whether Digital Financial Inclusion Enhances the Economic Resilience of Ocean Cities: Research on the regulatory effect based on financial supervision
Ocean city is the carrier of the goal of "marine construction" and the leading force of digital city construction, the enhancement of its economic resilience cannot be separated from the momentum injection of digital inclusive finance. This paper uses the panel data of 53 ocean cities in C...
| Main Authors: | , |
|---|---|
| Format: | Article |
| Language: | zho |
| Published: |
Editorial Office of Ocean Development and Management
2024-01-01
|
| Series: | Haiyang Kaifa yu guanli |
| Subjects: | |
| Online Access: | http://www.haiyangkaifayuguanli.com/hykfyglen/ch/reader/view_abstract.aspx?file_no=20240102&flag=1 |
| _version_ | 1827308945196187648 |
|---|---|
| author | Jinsheng SHEN Hui GUO |
| author_facet | Jinsheng SHEN Hui GUO |
| author_sort | Jinsheng SHEN |
| collection | DOAJ |
| description | Ocean city is the carrier of the goal of "marine construction" and the leading force of digital city construction, the enhancement of its economic resilience cannot be separated from the momentum injection of digital inclusive finance. This paper uses the panel data of 53 ocean cities in China from 2011 to 2019 to measure the economic resilience of ocean cities, and constructs a panel model to deeply explore the mechanism of digital inclusive finance on the economic resilience of ocean cities and the regulatory effect of financial supervision. The study finds that digital financial inclusion has dual nature, but it has a significant effect on the economic resilience of ocean cities. The analysis of city characteristics shows that there is heterogeneity in the relationship between digital financial inclusion and economic resilience of marine cities in marine economic circles, city sizes and administrative levels. The mechanism shows that digital inclusive finance affects the economic resilience of ocean cities through entrepreneurial activity and consumption power. Further analysis, financial supervision has a positive moderating effect on digital inclusive finance to enhance the economic resilience of ocean cities. This provides a useful reference for digital inclusive finance to improve the economic resilience of ocean cities and help the construction of digital ocean center cities. |
| first_indexed | 2024-04-24T19:19:33Z |
| format | Article |
| id | doaj.art-4c8799d8aa0f4f959aa53aeaeff2f0c2 |
| institution | Directory Open Access Journal |
| issn | 1005-9857 |
| language | zho |
| last_indexed | 2024-04-24T19:19:33Z |
| publishDate | 2024-01-01 |
| publisher | Editorial Office of Ocean Development and Management |
| record_format | Article |
| series | Haiyang Kaifa yu guanli |
| spelling | doaj.art-4c8799d8aa0f4f959aa53aeaeff2f0c22024-03-26T02:57:30ZzhoEditorial Office of Ocean Development and ManagementHaiyang Kaifa yu guanli1005-98572024-01-0141115271005-9857(2024)01-0015-13Whether Digital Financial Inclusion Enhances the Economic Resilience of Ocean Cities: Research on the regulatory effect based on financial supervisionJinsheng SHEN0Hui GUO1School of Economics Ocean University of China, Qingdao 266100, ChinaSchool of Economics Ocean University of China, Qingdao 266100, ChinaOcean city is the carrier of the goal of "marine construction" and the leading force of digital city construction, the enhancement of its economic resilience cannot be separated from the momentum injection of digital inclusive finance. This paper uses the panel data of 53 ocean cities in China from 2011 to 2019 to measure the economic resilience of ocean cities, and constructs a panel model to deeply explore the mechanism of digital inclusive finance on the economic resilience of ocean cities and the regulatory effect of financial supervision. The study finds that digital financial inclusion has dual nature, but it has a significant effect on the economic resilience of ocean cities. The analysis of city characteristics shows that there is heterogeneity in the relationship between digital financial inclusion and economic resilience of marine cities in marine economic circles, city sizes and administrative levels. The mechanism shows that digital inclusive finance affects the economic resilience of ocean cities through entrepreneurial activity and consumption power. Further analysis, financial supervision has a positive moderating effect on digital inclusive finance to enhance the economic resilience of ocean cities. This provides a useful reference for digital inclusive finance to improve the economic resilience of ocean cities and help the construction of digital ocean center cities.http://www.haiyangkaifayuguanli.com/hykfyglen/ch/reader/view_abstract.aspx?file_no=20240102&flag=1digital inclusive financemarine citieseconomic resiliencefinancial supervision |
| spellingShingle | Jinsheng SHEN Hui GUO Whether Digital Financial Inclusion Enhances the Economic Resilience of Ocean Cities: Research on the regulatory effect based on financial supervision Haiyang Kaifa yu guanli digital inclusive finance marine cities economic resilience financial supervision |
| title | Whether Digital Financial Inclusion Enhances the Economic Resilience of Ocean Cities: Research on the regulatory effect based on financial supervision |
| title_full | Whether Digital Financial Inclusion Enhances the Economic Resilience of Ocean Cities: Research on the regulatory effect based on financial supervision |
| title_fullStr | Whether Digital Financial Inclusion Enhances the Economic Resilience of Ocean Cities: Research on the regulatory effect based on financial supervision |
| title_full_unstemmed | Whether Digital Financial Inclusion Enhances the Economic Resilience of Ocean Cities: Research on the regulatory effect based on financial supervision |
| title_short | Whether Digital Financial Inclusion Enhances the Economic Resilience of Ocean Cities: Research on the regulatory effect based on financial supervision |
| title_sort | whether digital financial inclusion enhances the economic resilience of ocean cities research on the regulatory effect based on financial supervision |
| topic | digital inclusive finance marine cities economic resilience financial supervision |
| url | http://www.haiyangkaifayuguanli.com/hykfyglen/ch/reader/view_abstract.aspx?file_no=20240102&flag=1 |
| work_keys_str_mv | AT jinshengshen whetherdigitalfinancialinclusionenhancestheeconomicresilienceofoceancitiesresearchontheregulatoryeffectbasedonfinancialsupervision AT huiguo whetherdigitalfinancialinclusionenhancestheeconomicresilienceofoceancitiesresearchontheregulatoryeffectbasedonfinancialsupervision |