KARAKTERISTIK UANG ELEKTRONIK DALAM SISTEM PEMBAYARAN

Payment transactions with electronic money were conducted by transferring the fund electronically to merchant terminal, which would directly subtract the value of electronic money on electronic device managed by the owner. The characteristic of electronic money are as follows: to be deposited in adv...

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Main Author: Rachmadi Usman
Format: Article
Language:English
Published: Universitas Airlangga 2017-01-01
Series:Yuridika
Subjects:
Online Access:http://e-journal.unair.ac.id/index.php/YDK/article/view/4431
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author Rachmadi Usman
author_facet Rachmadi Usman
author_sort Rachmadi Usman
collection DOAJ
description Payment transactions with electronic money were conducted by transferring the fund electronically to merchant terminal, which would directly subtract the value of electronic money on electronic device managed by the owner. The characteristic of electronic money are as follows: to be deposited in advance to the issuer; the sum of money is electronically deposited in a particular medium, it can be card or other communication instrument; its function is as a non cash payment instrument to merchant not to the issuer of electronic money; and the sum of electronic money does not constitute saving product because it does not include in those guaranteed by Deposit Guarantor and it is not given any interest or reward. Electronic money is essentially cashless money, whose monetary value comes from the value of money deposited in advance to the publisher, then stored electronically in an electronic media such as server (hard drive) or chip card, which functions as a Non-cash payment instrument to the non-electronic issuer concerned. The monetary value of the electronic money is in electronic form (electronic value) obtained by redeeming a sum of cash or debiting his account in the bank and then stored electronically in electronic media in the form of a stored value card.
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spelling doaj.art-4cf2b1991178469dbd12f43f06cbc8f62024-02-02T19:49:51ZengUniversitas AirlanggaYuridika0215-840X2528-31032017-01-0132113416610.20473/ydk.v32i1.44313367KARAKTERISTIK UANG ELEKTRONIK DALAM SISTEM PEMBAYARANRachmadi Usman0UNIVERSITAS LAMBUNG MANGKURATPayment transactions with electronic money were conducted by transferring the fund electronically to merchant terminal, which would directly subtract the value of electronic money on electronic device managed by the owner. The characteristic of electronic money are as follows: to be deposited in advance to the issuer; the sum of money is electronically deposited in a particular medium, it can be card or other communication instrument; its function is as a non cash payment instrument to merchant not to the issuer of electronic money; and the sum of electronic money does not constitute saving product because it does not include in those guaranteed by Deposit Guarantor and it is not given any interest or reward. Electronic money is essentially cashless money, whose monetary value comes from the value of money deposited in advance to the publisher, then stored electronically in an electronic media such as server (hard drive) or chip card, which functions as a Non-cash payment instrument to the non-electronic issuer concerned. The monetary value of the electronic money is in electronic form (electronic value) obtained by redeeming a sum of cash or debiting his account in the bank and then stored electronically in electronic media in the form of a stored value card.http://e-journal.unair.ac.id/index.php/YDK/article/view/4431CharacteristicElectronic MoneyPayment System.
spellingShingle Rachmadi Usman
KARAKTERISTIK UANG ELEKTRONIK DALAM SISTEM PEMBAYARAN
Yuridika
Characteristic
Electronic Money
Payment System.
title KARAKTERISTIK UANG ELEKTRONIK DALAM SISTEM PEMBAYARAN
title_full KARAKTERISTIK UANG ELEKTRONIK DALAM SISTEM PEMBAYARAN
title_fullStr KARAKTERISTIK UANG ELEKTRONIK DALAM SISTEM PEMBAYARAN
title_full_unstemmed KARAKTERISTIK UANG ELEKTRONIK DALAM SISTEM PEMBAYARAN
title_short KARAKTERISTIK UANG ELEKTRONIK DALAM SISTEM PEMBAYARAN
title_sort karakteristik uang elektronik dalam sistem pembayaran
topic Characteristic
Electronic Money
Payment System.
url http://e-journal.unair.ac.id/index.php/YDK/article/view/4431
work_keys_str_mv AT rachmadiusman karakteristikuangelektronikdalamsistempembayaran