Electronic payment acceptance model: A study on United Arab Emirates consumers
This paper aims to investigate if trust, perceived usefulness, and perceived ease of use affect the intention to use e-payment. Also, the study explores if attitudes towards the use of e-payment influence consumer's intentions to use the e-payment system which is supported by testing t...
| Main Authors: | , , , , , |
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| Format: | Article |
| Language: | English |
| Published: |
Growing Science
2024-01-01
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| Series: | International Journal of Data and Network Science |
| Online Access: | http://www.growingscience.com/ijds/Vol8/ijdns_2023_242.pdf |
| _version_ | 1827379348517158912 |
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| author | Maha Alkhaffaf Monira Mofleh Tarek Kandil Hesham Almomani Dmaithan Almajali Haya Almajali |
| author_facet | Maha Alkhaffaf Monira Mofleh Tarek Kandil Hesham Almomani Dmaithan Almajali Haya Almajali |
| author_sort | Maha Alkhaffaf |
| collection | DOAJ |
| description | This paper aims to investigate if trust, perceived usefulness, and perceived ease of use affect the intention to use e-payment. Also, the study explores if attitudes towards the use of e-payment influence consumer's intentions to use the e-payment system which is supported by testing the moderation effect of Self-Efficacy, and Computer Anxiety on the attitude to use such systems in higher education institutes. The study found that there are a variety of effects of the Electronic Payment Acceptance Model in the United Arab Emirates that pertain to sociological, legal, and economic aspects. The United Arab Emirates can benefit from a more robust and inclusive digital payment ecosystem by comprehending and implementing the lessons gained from such research. Among the lessons learned from this study is that using electronic payment leads to many benefits, it is not possible to benefit from all these benefits if the acceptance rate of technology, especially electronic payment, is low. For this reason, this research came to provide solutions to the possibility of increasing the acceptance of technology among individuals and organizations through a complete model and studying the impact of its factors and the factors that moderate the relationship in it. |
| first_indexed | 2024-03-08T13:15:11Z |
| format | Article |
| id | doaj.art-4deb4de618674c1bbbde81f7e8a87504 |
| institution | Directory Open Access Journal |
| issn | 2561-8148 2561-8156 |
| language | English |
| last_indexed | 2024-03-08T13:15:11Z |
| publishDate | 2024-01-01 |
| publisher | Growing Science |
| record_format | Article |
| series | International Journal of Data and Network Science |
| spelling | doaj.art-4deb4de618674c1bbbde81f7e8a875042024-01-18T08:30:17ZengGrowing ScienceInternational Journal of Data and Network Science2561-81482561-81562024-01-018288189210.5267/j.ijdns.2023.12.017Electronic payment acceptance model: A study on United Arab Emirates consumersMaha AlkhaffafMonira MoflehTarek KandilHesham AlmomaniDmaithan Almajali Haya Almajali This paper aims to investigate if trust, perceived usefulness, and perceived ease of use affect the intention to use e-payment. Also, the study explores if attitudes towards the use of e-payment influence consumer's intentions to use the e-payment system which is supported by testing the moderation effect of Self-Efficacy, and Computer Anxiety on the attitude to use such systems in higher education institutes. The study found that there are a variety of effects of the Electronic Payment Acceptance Model in the United Arab Emirates that pertain to sociological, legal, and economic aspects. The United Arab Emirates can benefit from a more robust and inclusive digital payment ecosystem by comprehending and implementing the lessons gained from such research. Among the lessons learned from this study is that using electronic payment leads to many benefits, it is not possible to benefit from all these benefits if the acceptance rate of technology, especially electronic payment, is low. For this reason, this research came to provide solutions to the possibility of increasing the acceptance of technology among individuals and organizations through a complete model and studying the impact of its factors and the factors that moderate the relationship in it.http://www.growingscience.com/ijds/Vol8/ijdns_2023_242.pdf |
| spellingShingle | Maha Alkhaffaf Monira Mofleh Tarek Kandil Hesham Almomani Dmaithan Almajali Haya Almajali Electronic payment acceptance model: A study on United Arab Emirates consumers International Journal of Data and Network Science |
| title | Electronic payment acceptance model: A study on United Arab Emirates consumers |
| title_full | Electronic payment acceptance model: A study on United Arab Emirates consumers |
| title_fullStr | Electronic payment acceptance model: A study on United Arab Emirates consumers |
| title_full_unstemmed | Electronic payment acceptance model: A study on United Arab Emirates consumers |
| title_short | Electronic payment acceptance model: A study on United Arab Emirates consumers |
| title_sort | electronic payment acceptance model a study on united arab emirates consumers |
| url | http://www.growingscience.com/ijds/Vol8/ijdns_2023_242.pdf |
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