The Effect of Loan and Intellectual Capital on Profitability with Credit Risk as Moderating
Abstract: This study aims to examine and empirically prove the moderating effects of credit risk on the relationship between the loan and intellectual capital with profitability. The sample selection technique uses purposive sampling, and data analysis uses moderated regression analysis. The result...
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| Format: | Article |
| Language: | Indonesian |
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Universitas Negeri Yogyakarta
2019-10-01
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| Series: | Jurnal Economia |
| Subjects: | |
| Online Access: | https://journal.uny.ac.id/index.php/economia/article/view/23725 |
| _version_ | 1828787424697778176 |
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| author | Eria Latifalia Erzha Made Sudarma Aulia Fuad Rahman |
| author_facet | Eria Latifalia Erzha Made Sudarma Aulia Fuad Rahman |
| author_sort | Eria Latifalia Erzha |
| collection | DOAJ |
| description | Abstract: This study aims to examine and empirically prove the moderating effects of credit risk on the relationship between the loan and intellectual capital with profitability. The sample selection technique uses purposive sampling, and data analysis uses moderated regression analysis. The result shows that loan has a positive effect on profitability, intellectual capital has positive effect on profitability, and credit risk moderates the effect of loan and intellectual capital on profitability.
Keywords: loan, intellectual capital, credit risk, bank profitability.
Pengaruh Pinjaman dan Modal Intelektual Terhadap Profitabilitas dengan Risiko Kredit sebagai Pemoderasi
Abstrak: Penelitian ini bertujuan untuk menguji dan membuktikan secara empiris efek moderasi risiko kredit terhadap hubungan pinjaman (loan) dan intellectual capital dengan profitabilitas. Teknik pemilihan sampel menggunakan metode purposive sampling dan analisis data menggunakan moderated regression analysis. Hasil penelitian menunjukkan bahwa pinjaman berpengaruh positif terhadap profitabilitas, intellectual capital berpengaruh positif terhadap profitabilitas, dan risiko kredit memoderasi pengaruh pinjaman dan intellectual capital terhadap profitabilitas.
Kata Kunci: pinjaman, loan, intellectual capital, risiko kredit, profitabilitas bank. |
| first_indexed | 2024-12-12T00:31:12Z |
| format | Article |
| id | doaj.art-515a54e5efa242f58e224df3e259e512 |
| institution | Directory Open Access Journal |
| issn | 1858-2648 2460-1152 |
| language | Indonesian |
| last_indexed | 2024-12-12T00:31:12Z |
| publishDate | 2019-10-01 |
| publisher | Universitas Negeri Yogyakarta |
| record_format | Article |
| series | Jurnal Economia |
| spelling | doaj.art-515a54e5efa242f58e224df3e259e5122022-12-22T00:44:28ZindUniversitas Negeri YogyakartaJurnal Economia1858-26482460-11522019-10-0115215917110.21831/economia.v15i2.2372511947The Effect of Loan and Intellectual Capital on Profitability with Credit Risk as ModeratingEria Latifalia Erzha0Made Sudarma1Aulia Fuad Rahman2Universitas BrawijayaUniversitas BrawijayaUniversitas BrawijayaAbstract: This study aims to examine and empirically prove the moderating effects of credit risk on the relationship between the loan and intellectual capital with profitability. The sample selection technique uses purposive sampling, and data analysis uses moderated regression analysis. The result shows that loan has a positive effect on profitability, intellectual capital has positive effect on profitability, and credit risk moderates the effect of loan and intellectual capital on profitability. Keywords: loan, intellectual capital, credit risk, bank profitability. Pengaruh Pinjaman dan Modal Intelektual Terhadap Profitabilitas dengan Risiko Kredit sebagai Pemoderasi Abstrak: Penelitian ini bertujuan untuk menguji dan membuktikan secara empiris efek moderasi risiko kredit terhadap hubungan pinjaman (loan) dan intellectual capital dengan profitabilitas. Teknik pemilihan sampel menggunakan metode purposive sampling dan analisis data menggunakan moderated regression analysis. Hasil penelitian menunjukkan bahwa pinjaman berpengaruh positif terhadap profitabilitas, intellectual capital berpengaruh positif terhadap profitabilitas, dan risiko kredit memoderasi pengaruh pinjaman dan intellectual capital terhadap profitabilitas. Kata Kunci: pinjaman, loan, intellectual capital, risiko kredit, profitabilitas bank.https://journal.uny.ac.id/index.php/economia/article/view/23725pinjamanloanintellectual capitalrisiko kreditprofitabilitas bank |
| spellingShingle | Eria Latifalia Erzha Made Sudarma Aulia Fuad Rahman The Effect of Loan and Intellectual Capital on Profitability with Credit Risk as Moderating Jurnal Economia pinjaman loan intellectual capital risiko kredit profitabilitas bank |
| title | The Effect of Loan and Intellectual Capital on Profitability with Credit Risk as Moderating |
| title_full | The Effect of Loan and Intellectual Capital on Profitability with Credit Risk as Moderating |
| title_fullStr | The Effect of Loan and Intellectual Capital on Profitability with Credit Risk as Moderating |
| title_full_unstemmed | The Effect of Loan and Intellectual Capital on Profitability with Credit Risk as Moderating |
| title_short | The Effect of Loan and Intellectual Capital on Profitability with Credit Risk as Moderating |
| title_sort | effect of loan and intellectual capital on profitability with credit risk as moderating |
| topic | pinjaman loan intellectual capital risiko kredit profitabilitas bank |
| url | https://journal.uny.ac.id/index.php/economia/article/view/23725 |
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