A Deep Learning Based Online Credit Scoring Model for P2P Lending
Credit scoring models have been widely used in traditional financial institutions for many years. Using these models in P2P Lending have limitations. First, the credit data of P2P usually contains dense numerical features and sparse categorical features. Second, the existing credit scoring models ar...
| Main Authors: | , , |
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| Format: | Article |
| Language: | English |
| Published: |
IEEE
2020-01-01
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| Series: | IEEE Access |
| Subjects: | |
| Online Access: | https://ieeexplore.ieee.org/document/9207878/ |