Impact of Micro Credit and Effective Communication System on Income of Women in Ondo and Ekiti States of Nigeria
The paper examined how micro credit, in conjunction with effective communication system, could he used to alleviate poverty among women in a democratic and deregulated economy. A total of two hundred and twentyfive respondents who benefitedfrom Country Women Association ofNigeria (COWAN), credit sc...
| Main Authors: | , |
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| Format: | Article |
| Language: | English |
| Published: |
Agricultural Extension Society of Nigeria
2005-12-01
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| Series: | Journal of Agricultural Extension |
| Subjects: | |
| Online Access: | https://www.aesonnigeria.org/ajm/index.php/jae/article/view/232 |
| _version_ | 1811199002754940928 |
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| author | G M Adebo S O Ewuola |
| author_facet | G M Adebo S O Ewuola |
| author_sort | G M Adebo |
| collection | DOAJ |
| description |
The paper examined how micro credit, in conjunction with effective communication system, could he used to alleviate
poverty among women in a democratic and deregulated economy. A total of two hundred and twentyfive respondents
who benefitedfrom Country Women Association ofNigeria (COWAN), credit scheme were interviewedfor the study.
The respondents were randomly selected from 16 Local Government Areas in which COWAN operates. The study
reveals that the loans grantedby COWANrangedfrom #500,00- #40,000.00 with a mean of#10,000.00. It also reveals
that the loans were grantedmainlyforfoodcropproduction- maize, rice, cassava andyam, as well asforfarmproduce
marketing. The study shows that 73.3 percent of the respondents had access to such information through COWAN
programmes, conductedby extension officers as resourcepersons, 22.7percent through radio and24.9percent through
television programmes. About 67 percent of the respondents show that, the information helped to improve their
productivity. Furthermore, the study reveals that, farm size offood crop increased with loan. The meanfarm size rose
from 0.6-0.82 hectares after loan, means offarm sizefor maize, rice and cassava production increased with loan. The
study shows that, there was a significant difference between quantity offood crops produced before loan and after
obtaining loan. The t-test also shows a significant difference between income of women before and after procuring the
loan. It shows that, if more credits are made available to womenfolk with effective extension communication system,
theirproduction willfully be enhancedandthe cumulative effect which will reduce or alleviatepoverty among them.
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| first_indexed | 2024-04-12T01:40:34Z |
| format | Article |
| id | doaj.art-52ce832d02f14a9ebf69954a1d4c61b8 |
| institution | Directory Open Access Journal |
| issn | 1119-944X 2408-6851 |
| language | English |
| last_indexed | 2024-04-12T01:40:34Z |
| publishDate | 2005-12-01 |
| publisher | Agricultural Extension Society of Nigeria |
| record_format | Article |
| series | Journal of Agricultural Extension |
| spelling | doaj.art-52ce832d02f14a9ebf69954a1d4c61b82022-12-22T03:53:12ZengAgricultural Extension Society of NigeriaJournal of Agricultural Extension1119-944X2408-68512005-12-018Impact of Micro Credit and Effective Communication System on Income of Women in Ondo and Ekiti States of NigeriaG M Adebo0S O EwuolaDepartment of Agricultural Economics and Extension, Federal University of Technology, Akure The paper examined how micro credit, in conjunction with effective communication system, could he used to alleviate poverty among women in a democratic and deregulated economy. A total of two hundred and twentyfive respondents who benefitedfrom Country Women Association ofNigeria (COWAN), credit scheme were interviewedfor the study. The respondents were randomly selected from 16 Local Government Areas in which COWAN operates. The study reveals that the loans grantedby COWANrangedfrom #500,00- #40,000.00 with a mean of#10,000.00. It also reveals that the loans were grantedmainlyforfoodcropproduction- maize, rice, cassava andyam, as well asforfarmproduce marketing. The study shows that 73.3 percent of the respondents had access to such information through COWAN programmes, conductedby extension officers as resourcepersons, 22.7percent through radio and24.9percent through television programmes. About 67 percent of the respondents show that, the information helped to improve their productivity. Furthermore, the study reveals that, farm size offood crop increased with loan. The meanfarm size rose from 0.6-0.82 hectares after loan, means offarm sizefor maize, rice and cassava production increased with loan. The study shows that, there was a significant difference between quantity offood crops produced before loan and after obtaining loan. The t-test also shows a significant difference between income of women before and after procuring the loan. It shows that, if more credits are made available to womenfolk with effective extension communication system, theirproduction willfully be enhancedandthe cumulative effect which will reduce or alleviatepoverty among them. https://www.aesonnigeria.org/ajm/index.php/jae/article/view/232Micro CreditEffective Communication SystemIncomeWomen |
| spellingShingle | G M Adebo S O Ewuola Impact of Micro Credit and Effective Communication System on Income of Women in Ondo and Ekiti States of Nigeria Journal of Agricultural Extension Micro Credit Effective Communication System Income Women |
| title | Impact of Micro Credit and Effective Communication System on Income of Women in Ondo and Ekiti States of Nigeria |
| title_full | Impact of Micro Credit and Effective Communication System on Income of Women in Ondo and Ekiti States of Nigeria |
| title_fullStr | Impact of Micro Credit and Effective Communication System on Income of Women in Ondo and Ekiti States of Nigeria |
| title_full_unstemmed | Impact of Micro Credit and Effective Communication System on Income of Women in Ondo and Ekiti States of Nigeria |
| title_short | Impact of Micro Credit and Effective Communication System on Income of Women in Ondo and Ekiti States of Nigeria |
| title_sort | impact of micro credit and effective communication system on income of women in ondo and ekiti states of nigeria |
| topic | Micro Credit Effective Communication System Income Women |
| url | https://www.aesonnigeria.org/ajm/index.php/jae/article/view/232 |
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