Determinant Factors Of Profitability Of Islamic Banks In 2017-2021 With Capital Adequacy Ratio As a Variable Intervening
This study aims to analyze the effect of Non Performing Financing (NPF) and Finance to Deposit Ratio (FDR) on Islamic bank profitability mediated by Capital Adequacy Ratio (CAR). This study uses secondary data in the form of panel data (pooled data), which is a combination of cross section data and...
| Main Authors: | , , , |
|---|---|
| Format: | Article |
| Language: | English |
| Published: |
Institut Agama Islam negeri Batusangkar
2023-07-01
|
| Series: | Al-Bank |
| Subjects: | |
| Online Access: | https://ojs.iainbatusangkar.ac.id/ojs/index.php/Albank/article/view/9088 |
| _version_ | 1797768404282638336 |
|---|---|
| author | Eka Wita Sari Ahmad Irvani Reka Meilani Hendra Cipta |
| author_facet | Eka Wita Sari Ahmad Irvani Reka Meilani Hendra Cipta |
| author_sort | Eka Wita Sari |
| collection | DOAJ |
| description | This study aims to analyze the effect of Non Performing Financing (NPF) and Finance to Deposit Ratio (FDR) on Islamic bank profitability mediated by Capital Adequacy Ratio (CAR). This study uses secondary data in the form of panel data (pooled data), which is a combination of cross section data and time series data. The analysis technique uses path analysis. The results showed that FDR has no influence on CAR while NPF affects the CAR of Islamic banks. FDR and NPF directly have no influence on the ROA of Islamic banks. CAR variable is only able to be intervening between NPF and ROA while FDR variable indirectly through CAR variable has no significant effect on ROA of Islamic banks. |
| first_indexed | 2024-03-12T20:53:06Z |
| format | Article |
| id | doaj.art-55bc14a5ceca470183d0ae2a2f3bd10f |
| institution | Directory Open Access Journal |
| issn | 2797-9466 2797-8265 |
| language | English |
| last_indexed | 2024-03-12T20:53:06Z |
| publishDate | 2023-07-01 |
| publisher | Institut Agama Islam negeri Batusangkar |
| record_format | Article |
| series | Al-Bank |
| spelling | doaj.art-55bc14a5ceca470183d0ae2a2f3bd10f2023-07-31T23:28:11ZengInstitut Agama Islam negeri BatusangkarAl-Bank2797-94662797-82652023-07-013210211710.31958/ab.v3i2.90883057Determinant Factors Of Profitability Of Islamic Banks In 2017-2021 With Capital Adequacy Ratio As a Variable InterveningEka Wita Sari0Ahmad Irvani1Reka Meilani2Hendra Cipta3IAIN Syaikh Abdurrahman Siddik Bangka BelitungIAIN Syaikh Abdurrahman Siddik Bangka BelitungIAIN Syaikh Abdurrahman Siddik Bangka BelitungIAIN Syaikh Abdurrahman Siddik Bangka BelitungThis study aims to analyze the effect of Non Performing Financing (NPF) and Finance to Deposit Ratio (FDR) on Islamic bank profitability mediated by Capital Adequacy Ratio (CAR). This study uses secondary data in the form of panel data (pooled data), which is a combination of cross section data and time series data. The analysis technique uses path analysis. The results showed that FDR has no influence on CAR while NPF affects the CAR of Islamic banks. FDR and NPF directly have no influence on the ROA of Islamic banks. CAR variable is only able to be intervening between NPF and ROA while FDR variable indirectly through CAR variable has no significant effect on ROA of Islamic banks.https://ojs.iainbatusangkar.ac.id/ojs/index.php/Albank/article/view/9088fdr, npf, car, roa, path analysis |
| spellingShingle | Eka Wita Sari Ahmad Irvani Reka Meilani Hendra Cipta Determinant Factors Of Profitability Of Islamic Banks In 2017-2021 With Capital Adequacy Ratio As a Variable Intervening Al-Bank fdr, npf, car, roa, path analysis |
| title | Determinant Factors Of Profitability Of Islamic Banks In 2017-2021 With Capital Adequacy Ratio As a Variable Intervening |
| title_full | Determinant Factors Of Profitability Of Islamic Banks In 2017-2021 With Capital Adequacy Ratio As a Variable Intervening |
| title_fullStr | Determinant Factors Of Profitability Of Islamic Banks In 2017-2021 With Capital Adequacy Ratio As a Variable Intervening |
| title_full_unstemmed | Determinant Factors Of Profitability Of Islamic Banks In 2017-2021 With Capital Adequacy Ratio As a Variable Intervening |
| title_short | Determinant Factors Of Profitability Of Islamic Banks In 2017-2021 With Capital Adequacy Ratio As a Variable Intervening |
| title_sort | determinant factors of profitability of islamic banks in 2017 2021 with capital adequacy ratio as a variable intervening |
| topic | fdr, npf, car, roa, path analysis |
| url | https://ojs.iainbatusangkar.ac.id/ojs/index.php/Albank/article/view/9088 |
| work_keys_str_mv | AT ekawitasari determinantfactorsofprofitabilityofislamicbanksin20172021withcapitaladequacyratioasavariableintervening AT ahmadirvani determinantfactorsofprofitabilityofislamicbanksin20172021withcapitaladequacyratioasavariableintervening AT rekameilani determinantfactorsofprofitabilityofislamicbanksin20172021withcapitaladequacyratioasavariableintervening AT hendracipta determinantfactorsofprofitabilityofislamicbanksin20172021withcapitaladequacyratioasavariableintervening |