PENGARUH KONDISI EKONOMI MAKRO DAN KARAKTERISTIK BANK TERHADAP EFISIENSI INDUSTRI PERBANKAN SYARIAH DI INDONESIA
The purpose of study was to analyze the "Effect of Macroeconomic Condition and Bank Charastistics to Efficiency of Islamic Banking in Indonesia”. The main variable studied are economic growth (GGDP), Inflation (INFL), Capital Adequacy Ratio and CAR-Asset Size Ratio (RCSIZE), Financing to depos...
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| Format: | Article |
| Language: | English |
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Jurusan Ekonomi Pembangunan Fakultas Ekonomi Universitas Sriwijaya
2013-12-01
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| Series: | Jurnal Ekonomi Pembangunan |
| Online Access: | https://jep.ejournal.unsri.ac.id/index.php/jep/article/view/4918 |
| _version_ | 1797269866691952640 |
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| author | Imam Asngari |
| author_facet | Imam Asngari |
| author_sort | Imam Asngari |
| collection | DOAJ |
| description |
The purpose of study was to analyze the "Effect of Macroeconomic Condition and Bank Charastistics to Efficiency of Islamic Banking in Indonesia”. The main variable studied are economic growth (GGDP), Inflation (INFL), Capital Adequacy Ratio and CAR-Asset Size Ratio (RCSIZE), Financing to deposit Ratio (FDR), Non Performance Financing (NPF), and Operational Efficiency (BOPO) of the Islamic Banking industri. The data used are secondary data from Bank Indonesia (BI) and Biro Pusat Statistik (BPS) on basis Year 2000-2013. The method uses multiple regression analysis by Ordinary Least Squares (OLS) estimation. The finding sowed that the model of operational efficiency (BOPO) the determinan of macroeconomic condition and charastistic of Islamic Banking have real influace with the coefficient of determination is quite high at 69.2 percent. Several independent variable such as economic growth (GGDP), Inflation (INFL), and Non Performance Financing (NPF) has a significant influence on the level of α=0.05 on Operational efficiency (BOPO) Islamic Banking Industri. The other independent variables (RCSIZE, FDR) no significant affecting on the efficiency because the t test its each variables probability less than 5 percenst. Nevertheless, the RCSIZE have relationship the same direction on the movement of BOPO, while FDR had a direction opposite to the BOPO.
Keywords: Economic Growth, InflationCapital Adequacy Ratio, CAR Asset Ratio, Financing to Deposit Ratio, Non Performance Financing, Operational Efficiency
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| first_indexed | 2024-03-07T14:09:41Z |
| format | Article |
| id | doaj.art-5632e8d3dbd4498eba7ddb0acfdc6247 |
| institution | Directory Open Access Journal |
| issn | 1829-5843 2685-0788 |
| language | English |
| last_indexed | 2024-04-25T01:55:11Z |
| publishDate | 2013-12-01 |
| publisher | Jurusan Ekonomi Pembangunan Fakultas Ekonomi Universitas Sriwijaya |
| record_format | Article |
| series | Jurnal Ekonomi Pembangunan |
| spelling | doaj.art-5632e8d3dbd4498eba7ddb0acfdc62472024-03-07T17:32:41ZengJurusan Ekonomi Pembangunan Fakultas Ekonomi Universitas SriwijayaJurnal Ekonomi Pembangunan1829-58432685-07882013-12-0111210.29259/jep.v11i2.4918PENGARUH KONDISI EKONOMI MAKRO DAN KARAKTERISTIK BANK TERHADAP EFISIENSI INDUSTRI PERBANKAN SYARIAH DI INDONESIAImam Asngari0Universitas Sriwijaya The purpose of study was to analyze the "Effect of Macroeconomic Condition and Bank Charastistics to Efficiency of Islamic Banking in Indonesia”. The main variable studied are economic growth (GGDP), Inflation (INFL), Capital Adequacy Ratio and CAR-Asset Size Ratio (RCSIZE), Financing to deposit Ratio (FDR), Non Performance Financing (NPF), and Operational Efficiency (BOPO) of the Islamic Banking industri. The data used are secondary data from Bank Indonesia (BI) and Biro Pusat Statistik (BPS) on basis Year 2000-2013. The method uses multiple regression analysis by Ordinary Least Squares (OLS) estimation. The finding sowed that the model of operational efficiency (BOPO) the determinan of macroeconomic condition and charastistic of Islamic Banking have real influace with the coefficient of determination is quite high at 69.2 percent. Several independent variable such as economic growth (GGDP), Inflation (INFL), and Non Performance Financing (NPF) has a significant influence on the level of α=0.05 on Operational efficiency (BOPO) Islamic Banking Industri. The other independent variables (RCSIZE, FDR) no significant affecting on the efficiency because the t test its each variables probability less than 5 percenst. Nevertheless, the RCSIZE have relationship the same direction on the movement of BOPO, while FDR had a direction opposite to the BOPO. Keywords: Economic Growth, InflationCapital Adequacy Ratio, CAR Asset Ratio, Financing to Deposit Ratio, Non Performance Financing, Operational Efficiency https://jep.ejournal.unsri.ac.id/index.php/jep/article/view/4918 |
| spellingShingle | Imam Asngari PENGARUH KONDISI EKONOMI MAKRO DAN KARAKTERISTIK BANK TERHADAP EFISIENSI INDUSTRI PERBANKAN SYARIAH DI INDONESIA Jurnal Ekonomi Pembangunan |
| title | PENGARUH KONDISI EKONOMI MAKRO DAN KARAKTERISTIK BANK TERHADAP EFISIENSI INDUSTRI PERBANKAN SYARIAH DI INDONESIA |
| title_full | PENGARUH KONDISI EKONOMI MAKRO DAN KARAKTERISTIK BANK TERHADAP EFISIENSI INDUSTRI PERBANKAN SYARIAH DI INDONESIA |
| title_fullStr | PENGARUH KONDISI EKONOMI MAKRO DAN KARAKTERISTIK BANK TERHADAP EFISIENSI INDUSTRI PERBANKAN SYARIAH DI INDONESIA |
| title_full_unstemmed | PENGARUH KONDISI EKONOMI MAKRO DAN KARAKTERISTIK BANK TERHADAP EFISIENSI INDUSTRI PERBANKAN SYARIAH DI INDONESIA |
| title_short | PENGARUH KONDISI EKONOMI MAKRO DAN KARAKTERISTIK BANK TERHADAP EFISIENSI INDUSTRI PERBANKAN SYARIAH DI INDONESIA |
| title_sort | pengaruh kondisi ekonomi makro dan karakteristik bank terhadap efisiensi industri perbankan syariah di indonesia |
| url | https://jep.ejournal.unsri.ac.id/index.php/jep/article/view/4918 |
| work_keys_str_mv | AT imamasngari pengaruhkondisiekonomimakrodankarakteristikbankterhadapefisiensiindustriperbankansyariahdiindonesia |