e-Banking Adoption: An Opportunity for Customer Value Co-creation

The development of information and communication technologies offers innovative opportunities to establish business strategies focused on customer value co-creation. This situation is especially notable in the banking industry. e-Banking activities can support competitive advantages. However, the ad...

Full description

Bibliographic Details
Main Authors: Rocío Carranza, Estrella Díaz, Carlos Sánchez-Camacho, David Martín-Consuegra
Format: Article
Language:English
Published: Frontiers Media S.A. 2021-01-01
Series:Frontiers in Psychology
Subjects:
Online Access:https://www.frontiersin.org/articles/10.3389/fpsyg.2020.621248/full
_version_ 1818618231478288384
author Rocío Carranza
Rocío Carranza
Estrella Díaz
Carlos Sánchez-Camacho
David Martín-Consuegra
author_facet Rocío Carranza
Rocío Carranza
Estrella Díaz
Carlos Sánchez-Camacho
David Martín-Consuegra
author_sort Rocío Carranza
collection DOAJ
description The development of information and communication technologies offers innovative opportunities to establish business strategies focused on customer value co-creation. This situation is especially notable in the banking industry. e-Banking activities can support competitive advantages. However, the adoption of e-banking is not yet well-established among consumers. In this sense, the technology acceptance model (TAM) is considered essential in studying consumer behavior applied to adopt a particular technology. According to the TAM model, this study analyses the factors which influence bank customers to adopt e-banking to facilitate their banking services and support the process of value co-creation. Consequently, the authors examine five main aspects of the technology adoption model to provide a broad understanding of bank customers’ consumption of e-banking. A partial least squares structural equation modeling (PLS-SEM) analysis is conducted to evaluate proposed relationships between factors and customers’ e-banking adoption.
first_indexed 2024-12-16T17:18:18Z
format Article
id doaj.art-58f287f34f6447239d5483789edff3ee
institution Directory Open Access Journal
issn 1664-1078
language English
last_indexed 2024-12-16T17:18:18Z
publishDate 2021-01-01
publisher Frontiers Media S.A.
record_format Article
series Frontiers in Psychology
spelling doaj.art-58f287f34f6447239d5483789edff3ee2022-12-21T22:23:14ZengFrontiers Media S.A.Frontiers in Psychology1664-10782021-01-011110.3389/fpsyg.2020.621248621248e-Banking Adoption: An Opportunity for Customer Value Co-creationRocío Carranza0Rocío Carranza1Estrella Díaz2Carlos Sánchez-Camacho3David Martín-Consuegra4Department of Marketing, University of Castilla-La Mancha, Ciudad Real, SpainFaculty of Management and Communication, Universidad Internacional de la Rioja, Logroño, SpainDepartment of Marketing, University of Castilla-La Mancha, Ciudad Real, SpainFaculty of Management and Communication, Universidad Internacional de la Rioja, Logroño, SpainDepartment of Marketing, University of Castilla-La Mancha, Ciudad Real, SpainThe development of information and communication technologies offers innovative opportunities to establish business strategies focused on customer value co-creation. This situation is especially notable in the banking industry. e-Banking activities can support competitive advantages. However, the adoption of e-banking is not yet well-established among consumers. In this sense, the technology acceptance model (TAM) is considered essential in studying consumer behavior applied to adopt a particular technology. According to the TAM model, this study analyses the factors which influence bank customers to adopt e-banking to facilitate their banking services and support the process of value co-creation. Consequently, the authors examine five main aspects of the technology adoption model to provide a broad understanding of bank customers’ consumption of e-banking. A partial least squares structural equation modeling (PLS-SEM) analysis is conducted to evaluate proposed relationships between factors and customers’ e-banking adoption.https://www.frontiersin.org/articles/10.3389/fpsyg.2020.621248/fullcustomer value co-creatione-bankinge-servicestechnology acceptance modelPLS-SEM
spellingShingle Rocío Carranza
Rocío Carranza
Estrella Díaz
Carlos Sánchez-Camacho
David Martín-Consuegra
e-Banking Adoption: An Opportunity for Customer Value Co-creation
Frontiers in Psychology
customer value co-creation
e-banking
e-services
technology acceptance model
PLS-SEM
title e-Banking Adoption: An Opportunity for Customer Value Co-creation
title_full e-Banking Adoption: An Opportunity for Customer Value Co-creation
title_fullStr e-Banking Adoption: An Opportunity for Customer Value Co-creation
title_full_unstemmed e-Banking Adoption: An Opportunity for Customer Value Co-creation
title_short e-Banking Adoption: An Opportunity for Customer Value Co-creation
title_sort e banking adoption an opportunity for customer value co creation
topic customer value co-creation
e-banking
e-services
technology acceptance model
PLS-SEM
url https://www.frontiersin.org/articles/10.3389/fpsyg.2020.621248/full
work_keys_str_mv AT rociocarranza ebankingadoptionanopportunityforcustomervaluecocreation
AT rociocarranza ebankingadoptionanopportunityforcustomervaluecocreation
AT estrelladiaz ebankingadoptionanopportunityforcustomervaluecocreation
AT carlossanchezcamacho ebankingadoptionanopportunityforcustomervaluecocreation
AT davidmartinconsuegra ebankingadoptionanopportunityforcustomervaluecocreation