A Novel Multi-Stage Ensemble Model With a Hybrid Genetic Algorithm for Credit Scoring on Imbalanced Data
Credit scoring models are the cornerstone of the modern financial industry. After years of development, artificial intelligence and machine learning have led to the transformation of traditional credit scoring models based on statistics. In this study, a novel multi-stage ensemble model with a hybri...
| Main Authors: | , , , , |
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| Format: | Article |
| Language: | English |
| Published: |
IEEE
2021-01-01
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| Series: | IEEE Access |
| Subjects: | |
| Online Access: | https://ieeexplore.ieee.org/document/9570392/ |