Use and behavioural intention of m-payment in GCC countries: Extending meta-UTAUT with trust and Islamic religiosity

Mobile payments and their applications have grown lucratively across the globe. Yet limited studies have attempted to investigate user's attitude on m-payments and their behavioral intention. Taking this as a research gap, this research investigates the important variables that build a positive...

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Main Author: Wassan Abdullah Alkhowaiter
Format: Article
Language:English
Published: Elsevier 2022-10-01
Series:Journal of Innovation & Knowledge
Subjects:
Online Access:http://www.sciencedirect.com/science/article/pii/S2444569X22000762
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author Wassan Abdullah Alkhowaiter
author_facet Wassan Abdullah Alkhowaiter
author_sort Wassan Abdullah Alkhowaiter
collection DOAJ
description Mobile payments and their applications have grown lucratively across the globe. Yet limited studies have attempted to investigate user's attitude on m-payments and their behavioral intention. Taking this as a research gap, this research investigates the important variables that build a positive attitude, behavioral intention and use towards m-payments by using the meta-UTAUT framework, with Islamic religiosity as a moderating variable. This research follows a single cross-sectional design using a survey methodology. 510 sample was collected from Gulf countries and Structural equation modeling analysis was used to test the proposed conceptual model. The results indicate performance expectancy and facilitating conditions are important variables that structure the dependant variables. Trust is found to be significantly related to behavioral intention and use. Also, Islamic religiosity is found to positively moderating the relationship of behavioral intention to use of m-payments. This research extends the framework of meta-UTAUT with trust and introduces Islamic religiosity as a moderating variable. This research contributes extensively to the m-payment literature and theories associated with meta-UTAUT propositions. With in-depth arguments proposed in hypotheses, the propostions contribute to motivation and social learning theories as well.
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spelling doaj.art-59c2f56ab7e3471abf5cc8b02067882d2022-12-22T04:38:16ZengElsevierJournal of Innovation & Knowledge2444-569X2022-10-0174100240Use and behavioural intention of m-payment in GCC countries: Extending meta-UTAUT with trust and Islamic religiosityWassan Abdullah Alkhowaiter0Department of Management Information Systems and Production Management, Collage of Business and Economics, Qassim University, Buraydah, Qassim Region, Saudi ArabiaMobile payments and their applications have grown lucratively across the globe. Yet limited studies have attempted to investigate user's attitude on m-payments and their behavioral intention. Taking this as a research gap, this research investigates the important variables that build a positive attitude, behavioral intention and use towards m-payments by using the meta-UTAUT framework, with Islamic religiosity as a moderating variable. This research follows a single cross-sectional design using a survey methodology. 510 sample was collected from Gulf countries and Structural equation modeling analysis was used to test the proposed conceptual model. The results indicate performance expectancy and facilitating conditions are important variables that structure the dependant variables. Trust is found to be significantly related to behavioral intention and use. Also, Islamic religiosity is found to positively moderating the relationship of behavioral intention to use of m-payments. This research extends the framework of meta-UTAUT with trust and introduces Islamic religiosity as a moderating variable. This research contributes extensively to the m-payment literature and theories associated with meta-UTAUT propositions. With in-depth arguments proposed in hypotheses, the propostions contribute to motivation and social learning theories as well.http://www.sciencedirect.com/science/article/pii/S2444569X22000762Z00 general: Z1 cultural economicsEconomic sociologyEconomic anthropology
spellingShingle Wassan Abdullah Alkhowaiter
Use and behavioural intention of m-payment in GCC countries: Extending meta-UTAUT with trust and Islamic religiosity
Journal of Innovation & Knowledge
Z00 general: Z1 cultural economics
Economic sociology
Economic anthropology
title Use and behavioural intention of m-payment in GCC countries: Extending meta-UTAUT with trust and Islamic religiosity
title_full Use and behavioural intention of m-payment in GCC countries: Extending meta-UTAUT with trust and Islamic religiosity
title_fullStr Use and behavioural intention of m-payment in GCC countries: Extending meta-UTAUT with trust and Islamic religiosity
title_full_unstemmed Use and behavioural intention of m-payment in GCC countries: Extending meta-UTAUT with trust and Islamic religiosity
title_short Use and behavioural intention of m-payment in GCC countries: Extending meta-UTAUT with trust and Islamic religiosity
title_sort use and behavioural intention of m payment in gcc countries extending meta utaut with trust and islamic religiosity
topic Z00 general: Z1 cultural economics
Economic sociology
Economic anthropology
url http://www.sciencedirect.com/science/article/pii/S2444569X22000762
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