The relationship between capital adequacy ratio and profitability of commercial banks in Vietnam
In the context of economic fluctuations, banks’ good performance in maintaining capital adequacy levels by international standards following the circular issued by the State Bank not only helps the banks themselves develop sustainably but also contributes to the health and improvement of Vietnam’s b...
| Main Authors: | , |
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| Format: | Article |
| Language: | Vietnamese |
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TẠP CHÍ KHOA HỌC ĐẠI HỌC MỞ THÀNH PHỐ HỒ CHÍ MINH
2023-02-01
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| Series: | Tạp chí Khoa học Đại học Mở Thành phố Hồ Chí Minh - Kinh tế và Quản trị kinh doanh |
| Subjects: | |
| Online Access: | https://journalofscience.ou.edu.vn/index.php/econ-vi/article/view/2223 |
| _version_ | 1797663131045986304 |
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| author | Nguyễn Phúc Đình Lưu Tiến Thuận |
| author_facet | Nguyễn Phúc Đình Lưu Tiến Thuận |
| author_sort | Nguyễn Phúc Đình |
| collection | DOAJ |
| description | In the context of economic fluctuations, banks’ good performance in maintaining capital adequacy levels by international standards following the circular issued by the State Bank not only helps the banks themselves develop sustainably but also contributes to the health and improvement of Vietnam’s banking system. Through research data from 30 commercial banks in Vietnam in the period 2008 - 2020, the article has studied the relationship between capital adequacy assurance and profitability of commercial banks in Vietnam. Research results show that a negative relationship exists between the level of capital adequacy and the profitability of commercial banks in Vietnam. Some control variables such as loan ratio, deposits ratio, economic growth rate, and inflation rate positively influence the efficiency ratio of cost management and hurt ROE. Similarly, some control variables such as liquidity ratio, equity ratio, net profit margin, economic growth rate, and inflation rate positively affect CAR. |
| first_indexed | 2024-03-11T19:10:09Z |
| format | Article |
| id | doaj.art-5b8523f66bc74b528ba7185c2683aafa |
| institution | Directory Open Access Journal |
| issn | 2734-9306 2734-9578 |
| language | Vietnamese |
| last_indexed | 2024-03-11T19:10:09Z |
| publishDate | 2023-02-01 |
| publisher | TẠP CHÍ KHOA HỌC ĐẠI HỌC MỞ THÀNH PHỐ HỒ CHÍ MINH |
| record_format | Article |
| series | Tạp chí Khoa học Đại học Mở Thành phố Hồ Chí Minh - Kinh tế và Quản trị kinh doanh |
| spelling | doaj.art-5b8523f66bc74b528ba7185c2683aafa2023-10-09T20:08:49ZvieTẠP CHÍ KHOA HỌC ĐẠI HỌC MỞ THÀNH PHỐ HỒ CHÍ MINHTạp chí Khoa học Đại học Mở Thành phố Hồ Chí Minh - Kinh tế và Quản trị kinh doanh2734-93062734-95782023-02-01184203210.46223/HCMCOUJS.econ.vi.18.4.2223.20231803The relationship between capital adequacy ratio and profitability of commercial banks in VietnamNguyễn Phúc Đình0Lưu Tiến Thuận1Nông nghiệp và phát triển nông thôn chi nhánh tỉnh Hậu Giang, Hậu GiangTrường Đại học Cần Thơ, Cần ThơIn the context of economic fluctuations, banks’ good performance in maintaining capital adequacy levels by international standards following the circular issued by the State Bank not only helps the banks themselves develop sustainably but also contributes to the health and improvement of Vietnam’s banking system. Through research data from 30 commercial banks in Vietnam in the period 2008 - 2020, the article has studied the relationship between capital adequacy assurance and profitability of commercial banks in Vietnam. Research results show that a negative relationship exists between the level of capital adequacy and the profitability of commercial banks in Vietnam. Some control variables such as loan ratio, deposits ratio, economic growth rate, and inflation rate positively influence the efficiency ratio of cost management and hurt ROE. Similarly, some control variables such as liquidity ratio, equity ratio, net profit margin, economic growth rate, and inflation rate positively affect CAR.https://journalofscience.ou.edu.vn/index.php/econ-vi/article/view/2223lợi nhuậnlợi nhuận trên vốn chủ sở hữumức đảm bảo an toàn vốn |
| spellingShingle | Nguyễn Phúc Đình Lưu Tiến Thuận The relationship between capital adequacy ratio and profitability of commercial banks in Vietnam Tạp chí Khoa học Đại học Mở Thành phố Hồ Chí Minh - Kinh tế và Quản trị kinh doanh lợi nhuận lợi nhuận trên vốn chủ sở hữu mức đảm bảo an toàn vốn |
| title | The relationship between capital adequacy ratio and profitability of commercial banks in Vietnam |
| title_full | The relationship between capital adequacy ratio and profitability of commercial banks in Vietnam |
| title_fullStr | The relationship between capital adequacy ratio and profitability of commercial banks in Vietnam |
| title_full_unstemmed | The relationship between capital adequacy ratio and profitability of commercial banks in Vietnam |
| title_short | The relationship between capital adequacy ratio and profitability of commercial banks in Vietnam |
| title_sort | relationship between capital adequacy ratio and profitability of commercial banks in vietnam |
| topic | lợi nhuận lợi nhuận trên vốn chủ sở hữu mức đảm bảo an toàn vốn |
| url | https://journalofscience.ou.edu.vn/index.php/econ-vi/article/view/2223 |
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