The Effect of Islamic Financial Literation And Financial Technology On Islamic Financial Inclusion

Purpose: The purpose of this study was to determine the magnitude of the influence of Islamic financial literacy and Islamic financial technology on the inclusion of Islamic finance in students in Lampung Province both partially and simultaneously. Design Methods:The method used is a survey method....

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Main Authors: Basrowi Basrowi, Tulus Suryanto, Erike Anggraeni, Muhammad Nasor
Format: Article
Language:English
Published: Institut Agama Islam Negeri (IAIN) Curup 2020-12-01
Series:Al-Falah: Journal of Islamic Economics
Subjects:
Online Access:http://journal.iaincurup.ac.id/index.php/alfalah/article/view/1669
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author Basrowi Basrowi
Tulus Suryanto
Erike Anggraeni
Muhammad Nasor
author_facet Basrowi Basrowi
Tulus Suryanto
Erike Anggraeni
Muhammad Nasor
author_sort Basrowi Basrowi
collection DOAJ
description Purpose: The purpose of this study was to determine the magnitude of the influence of Islamic financial literacy and Islamic financial technology on the inclusion of Islamic finance in students in Lampung Province both partially and simultaneously. Design Methods:The method used is a survey method. The population of this study is all smester V students and above in Islamic Economics Study Program, Islamic Banking. and sharia accounting in all State and Private Universities in Lampung Province, totaling 3080 people. The sampling technique used is proportional grain sampling, as much as 10% of the population of 308 people. Data collected using surveys, with google form. The collected data were analyzed using simple and multiple regression analysis. Findings:Based on the results of the analysis it can be concluded, first, there is a positive and significant influence between the literacy of Islamic finance on Islamic financial inclusion. Second, there is a positive and significant influence between Islamic financial technology on Islamic financial inclusion. Third, there is a positive and significant influence between Islamic financial literacy and Islamic financial technology together on Islamic financial inclusion. Originality Value: Of the two independent variables, sharia financial literacy variables contributed more than sharia financial technology variables to sharia financial inclusion.
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spelling doaj.art-5c0cd2d3f59541af81022c8a3d8f4a872022-12-21T21:19:35ZengInstitut Agama Islam Negeri (IAIN) CurupAl-Falah: Journal of Islamic Economics2548-23432548-31022020-12-015223126310.29240/alfalah.v5i2.1669894The Effect of Islamic Financial Literation And Financial Technology On Islamic Financial InclusionBasrowi Basrowi0Tulus Suryanto1Erike Anggraeni2Muhammad Nasor3SekolahTinggiEkonomidanBisnis Islam (STEBI) Lampung, IndonesiaUniversitas Islam Negeri (UIN) Raden Intan Lampung, IndonesiaUniversitas Islam Negeri (UIN) Raden Intan Lampung, IndonesiaUniversitas Islam Negeri (UIN) Raden Intan Lampung, IndonesiaPurpose: The purpose of this study was to determine the magnitude of the influence of Islamic financial literacy and Islamic financial technology on the inclusion of Islamic finance in students in Lampung Province both partially and simultaneously. Design Methods:The method used is a survey method. The population of this study is all smester V students and above in Islamic Economics Study Program, Islamic Banking. and sharia accounting in all State and Private Universities in Lampung Province, totaling 3080 people. The sampling technique used is proportional grain sampling, as much as 10% of the population of 308 people. Data collected using surveys, with google form. The collected data were analyzed using simple and multiple regression analysis. Findings:Based on the results of the analysis it can be concluded, first, there is a positive and significant influence between the literacy of Islamic finance on Islamic financial inclusion. Second, there is a positive and significant influence between Islamic financial technology on Islamic financial inclusion. Third, there is a positive and significant influence between Islamic financial literacy and Islamic financial technology together on Islamic financial inclusion. Originality Value: Of the two independent variables, sharia financial literacy variables contributed more than sharia financial technology variables to sharia financial inclusion.http://journal.iaincurup.ac.id/index.php/alfalah/article/view/1669literacy, financial, technolgy, inclusion, finance, sharia
spellingShingle Basrowi Basrowi
Tulus Suryanto
Erike Anggraeni
Muhammad Nasor
The Effect of Islamic Financial Literation And Financial Technology On Islamic Financial Inclusion
Al-Falah: Journal of Islamic Economics
literacy, financial, technolgy, inclusion, finance, sharia
title The Effect of Islamic Financial Literation And Financial Technology On Islamic Financial Inclusion
title_full The Effect of Islamic Financial Literation And Financial Technology On Islamic Financial Inclusion
title_fullStr The Effect of Islamic Financial Literation And Financial Technology On Islamic Financial Inclusion
title_full_unstemmed The Effect of Islamic Financial Literation And Financial Technology On Islamic Financial Inclusion
title_short The Effect of Islamic Financial Literation And Financial Technology On Islamic Financial Inclusion
title_sort effect of islamic financial literation and financial technology on islamic financial inclusion
topic literacy, financial, technolgy, inclusion, finance, sharia
url http://journal.iaincurup.ac.id/index.php/alfalah/article/view/1669
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