EFFECT OF RELIGIOSITY, PREVENTION FOCUS, FUTURE ORIENTATION, AND FINANCIAL KNOWLEDGE ON PURCHASE INTENTION TO LONG-TERM INVESTMENT IN SHARIA INSURANCE

This research aims to examine the effect of religiosity on purchase intention to long-term investment in sharia insurance which is moderated by prevention focus, future orientation, and financial knowledge. This research applies a non-hierarchical analysis method or cell mean method using between su...

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Main Authors: Kusumajati W., Syah T.Y.R., Kustiawan U., Negoro D.A., Tegor
Format: Article
Language:English
Published: iVolga Press 2019-03-01
Series:Russian Journal of Agricultural and Socio-Economic Sciences
Subjects:
Online Access:https://rjoas.com/issue-2019-03/article_27.pdf
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author Kusumajati W.
Syah T.Y.R.
Kustiawan U.
Negoro D.A.
Tegor
author_facet Kusumajati W.
Syah T.Y.R.
Kustiawan U.
Negoro D.A.
Tegor
author_sort Kusumajati W.
collection DOAJ
description This research aims to examine the effect of religiosity on purchase intention to long-term investment in sharia insurance which is moderated by prevention focus, future orientation, and financial knowledge. This research applies a non-hierarchical analysis method or cell mean method using between subject 2×2 and the procedure of Univariate General Linear (GLM) Model. The first research finding found that religiosity has significantly affected purchase intention to long-term investment in sharia insurance; thus, H1 has supported the hypothesis. The second finding showed that high religiosity which is moderated by low prevention focus increases purchase intention to long-term investment in sharia insurance; thus, H2a has supported the hypothesis. However, religiosity which is moderated by high prevention focus does not support the hypothesis, thus, H2b and H2c are not proven. The third finding found that religiosity which is moderated by future orientation has shown very significant result, thus, the H3a, H3b, and H3c hypotheses have been proven to support the hypothesis. The fourth findings showed that high religiosity which is moderated by low financial knowledge has been proven to affect purchase intention to long-term investment in sharia insurance; so, H4a has supported the hypothesis. However, religiosity which is moderated by high financial knowledge has not supported the hypothesis; thus, H4b and H4c is not proven.
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spelling doaj.art-5c3057d83fae4504bbbd4646116e97242023-09-03T09:35:25ZengiVolga PressRussian Journal of Agricultural and Socio-Economic Sciences2226-11842019-03-0187323124210.18551/rjoas.2019-03.27EFFECT OF RELIGIOSITY, PREVENTION FOCUS, FUTURE ORIENTATION, AND FINANCIAL KNOWLEDGE ON PURCHASE INTENTION TO LONG-TERM INVESTMENT IN SHARIA INSURANCEKusumajati W.0Syah T.Y.R.1Kustiawan U.2Negoro D.A.3Tegor4Faculty of Economics and Business, Esa Unggul University & STIE Cakrawala KarimunFaculty of Economics and Business, Esa Unggul University & STIE Cakrawala KarimunFaculty of Economics and Business, Esa Unggul University & STIE Cakrawala KarimunFaculty of Economics and Business, Esa Unggul University & STIE Cakrawala KarimunFaculty of Economics and Business, Esa Unggul University & STIE Cakrawala KarimunThis research aims to examine the effect of religiosity on purchase intention to long-term investment in sharia insurance which is moderated by prevention focus, future orientation, and financial knowledge. This research applies a non-hierarchical analysis method or cell mean method using between subject 2×2 and the procedure of Univariate General Linear (GLM) Model. The first research finding found that religiosity has significantly affected purchase intention to long-term investment in sharia insurance; thus, H1 has supported the hypothesis. The second finding showed that high religiosity which is moderated by low prevention focus increases purchase intention to long-term investment in sharia insurance; thus, H2a has supported the hypothesis. However, religiosity which is moderated by high prevention focus does not support the hypothesis, thus, H2b and H2c are not proven. The third finding found that religiosity which is moderated by future orientation has shown very significant result, thus, the H3a, H3b, and H3c hypotheses have been proven to support the hypothesis. The fourth findings showed that high religiosity which is moderated by low financial knowledge has been proven to affect purchase intention to long-term investment in sharia insurance; so, H4a has supported the hypothesis. However, religiosity which is moderated by high financial knowledge has not supported the hypothesis; thus, H4b and H4c is not proven.https://rjoas.com/issue-2019-03/article_27.pdfReligiosityprevention focusfuture orientationfinancial knowledgepurchase intention
spellingShingle Kusumajati W.
Syah T.Y.R.
Kustiawan U.
Negoro D.A.
Tegor
EFFECT OF RELIGIOSITY, PREVENTION FOCUS, FUTURE ORIENTATION, AND FINANCIAL KNOWLEDGE ON PURCHASE INTENTION TO LONG-TERM INVESTMENT IN SHARIA INSURANCE
Russian Journal of Agricultural and Socio-Economic Sciences
Religiosity
prevention focus
future orientation
financial knowledge
purchase intention
title EFFECT OF RELIGIOSITY, PREVENTION FOCUS, FUTURE ORIENTATION, AND FINANCIAL KNOWLEDGE ON PURCHASE INTENTION TO LONG-TERM INVESTMENT IN SHARIA INSURANCE
title_full EFFECT OF RELIGIOSITY, PREVENTION FOCUS, FUTURE ORIENTATION, AND FINANCIAL KNOWLEDGE ON PURCHASE INTENTION TO LONG-TERM INVESTMENT IN SHARIA INSURANCE
title_fullStr EFFECT OF RELIGIOSITY, PREVENTION FOCUS, FUTURE ORIENTATION, AND FINANCIAL KNOWLEDGE ON PURCHASE INTENTION TO LONG-TERM INVESTMENT IN SHARIA INSURANCE
title_full_unstemmed EFFECT OF RELIGIOSITY, PREVENTION FOCUS, FUTURE ORIENTATION, AND FINANCIAL KNOWLEDGE ON PURCHASE INTENTION TO LONG-TERM INVESTMENT IN SHARIA INSURANCE
title_short EFFECT OF RELIGIOSITY, PREVENTION FOCUS, FUTURE ORIENTATION, AND FINANCIAL KNOWLEDGE ON PURCHASE INTENTION TO LONG-TERM INVESTMENT IN SHARIA INSURANCE
title_sort effect of religiosity prevention focus future orientation and financial knowledge on purchase intention to long term investment in sharia insurance
topic Religiosity
prevention focus
future orientation
financial knowledge
purchase intention
url https://rjoas.com/issue-2019-03/article_27.pdf
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