Microcrédit et surendettement des femmes de la Haute-Guinée
Following various payment crises that shook the microfinance sector in the 2009-2012 period, over-indebtedness has become a major concern. The case of Upper Guinea, which is studied here, illustrates this phenomenon. Based on qualitative data, this article highlights three main factors for female ov...
| Main Author: | |
|---|---|
| Format: | Article |
| Language: | English |
| Published: |
Éditions de la Sorbonne
2022-09-01
|
| Series: | Revue Internationale des Études du Développement |
| Subjects: | |
| Online Access: | http://journals.openedition.org/ried/1320 |
| _version_ | 1811168027449753600 |
|---|---|
| author | Soumahila Bayo |
| author_facet | Soumahila Bayo |
| author_sort | Soumahila Bayo |
| collection | DOAJ |
| description | Following various payment crises that shook the microfinance sector in the 2009-2012 period, over-indebtedness has become a major concern. The case of Upper Guinea, which is studied here, illustrates this phenomenon. Based on qualitative data, this article highlights three main factors for female over-indebtedness: the use of microcredit for social spending, commercial risks (exacerbated by the Ebola virus), and climate hazards. When dealing with non-payment, microfinance institutions (MFIs) implement various social sanctions (public display of the borrowers’ photos, confinement in microfinance agencies, summons to court, etc.). The consequences of these various sanctions force some women, who have been humiliated and stigmatized, to migrate to mining areas in order to manage to repay their debts. |
| first_indexed | 2024-04-10T16:20:13Z |
| format | Article |
| id | doaj.art-5fd3cfa59d504aa18ba9fd45e60e494e |
| institution | Directory Open Access Journal |
| issn | 2554-3415 2554-3555 |
| language | English |
| last_indexed | 2024-04-10T16:20:13Z |
| publishDate | 2022-09-01 |
| publisher | Éditions de la Sorbonne |
| record_format | Article |
| series | Revue Internationale des Études du Développement |
| spelling | doaj.art-5fd3cfa59d504aa18ba9fd45e60e494e2023-02-09T16:05:39ZengÉditions de la SorbonneRevue Internationale des Études du Développement2554-34152554-35552022-09-0124919922010.4000/ried.1320Microcrédit et surendettement des femmes de la Haute-GuinéeSoumahila BayoFollowing various payment crises that shook the microfinance sector in the 2009-2012 period, over-indebtedness has become a major concern. The case of Upper Guinea, which is studied here, illustrates this phenomenon. Based on qualitative data, this article highlights three main factors for female over-indebtedness: the use of microcredit for social spending, commercial risks (exacerbated by the Ebola virus), and climate hazards. When dealing with non-payment, microfinance institutions (MFIs) implement various social sanctions (public display of the borrowers’ photos, confinement in microfinance agencies, summons to court, etc.). The consequences of these various sanctions force some women, who have been humiliated and stigmatized, to migrate to mining areas in order to manage to repay their debts.http://journals.openedition.org/ried/1320microcreditwomenover-indebtednesspatriarchysocial pressuremigration |
| spellingShingle | Soumahila Bayo Microcrédit et surendettement des femmes de la Haute-Guinée Revue Internationale des Études du Développement microcredit women over-indebtedness patriarchy social pressure migration |
| title | Microcrédit et surendettement des femmes de la Haute-Guinée |
| title_full | Microcrédit et surendettement des femmes de la Haute-Guinée |
| title_fullStr | Microcrédit et surendettement des femmes de la Haute-Guinée |
| title_full_unstemmed | Microcrédit et surendettement des femmes de la Haute-Guinée |
| title_short | Microcrédit et surendettement des femmes de la Haute-Guinée |
| title_sort | microcredit et surendettement des femmes de la haute guinee |
| topic | microcredit women over-indebtedness patriarchy social pressure migration |
| url | http://journals.openedition.org/ried/1320 |
| work_keys_str_mv | AT soumahilabayo microcreditetsurendettementdesfemmesdelahauteguinee |