Smallholder farmers behaviour to access bank in an integrated crop-livestock system in West Nusa Tenggara, Indonesia
Agriculture is one of the most important sectors to support household economy in West Nusa Tenggara (WNT), dominated by small holder farmers. This paper aims to provide insight on smallholder farmers attitude to access bank under integrated crop-livestock system in WNT. A survey was conducted in 202...
| Main Authors: | , , , , , , , |
|---|---|
| Format: | Article |
| Language: | English |
| Published: |
EDP Sciences
2022-01-01
|
| Series: | E3S Web of Conferences |
| Online Access: | https://www.e3s-conferences.org/articles/e3sconf/pdf/2022/28/e3sconf_iconard2022_02002.pdf |
| _version_ | 1811300683692900352 |
|---|---|
| author | Hilmiati Nurul Cakra Putra Adnyana I Putu Mardian Irma Fitrotin Ulyatu Hipi Awaludin Mardiana Hidayah Nurul Bulu Johanes G. |
| author_facet | Hilmiati Nurul Cakra Putra Adnyana I Putu Mardian Irma Fitrotin Ulyatu Hipi Awaludin Mardiana Hidayah Nurul Bulu Johanes G. |
| author_sort | Hilmiati Nurul |
| collection | DOAJ |
| description | Agriculture is one of the most important sectors to support household economy in West Nusa Tenggara (WNT), dominated by small holder farmers. This paper aims to provide insight on smallholder farmers attitude to access bank under integrated crop-livestock system in WNT. A survey was conducted in 2021 in East Lombok, Sumbawa and Bima districts covering 103 farmers. This study found that farmers in Lombok has less interaction with bank compared to Sumbawa and Bima. Reasons mentioned were afraid to be unable to repay, no collateral, and no need to loan. Conversely, farmers in Sumbawa and Bima have accessed bank loan for more than 5 years to support crops and cattle farming. This difference was also associated with resources. Average land and cattle ownership per household in East Lombok were much lesser than in Sumbawa and Bima, 0,4 vs 2 and 0,7 ha respectively, and 1-2 vs 4-5 and 5-6 head respectively. Loan for crops farming often get repaid from selling cattle. Hence, it is concluded that farmers with more resources are keener to access bank loan as they have back up from different enterprise for repayment. Cattle play significant safeguard role to repay bank loan in an integrated crop-livestock system. |
| first_indexed | 2024-04-13T06:54:55Z |
| format | Article |
| id | doaj.art-6093ee2484e048c28030cd3e7f401dc5 |
| institution | Directory Open Access Journal |
| issn | 2267-1242 |
| language | English |
| last_indexed | 2024-04-13T06:54:55Z |
| publishDate | 2022-01-01 |
| publisher | EDP Sciences |
| record_format | Article |
| series | E3S Web of Conferences |
| spelling | doaj.art-6093ee2484e048c28030cd3e7f401dc52022-12-22T02:57:16ZengEDP SciencesE3S Web of Conferences2267-12422022-01-013610200210.1051/e3sconf/202236102002e3sconf_iconard2022_02002Smallholder farmers behaviour to access bank in an integrated crop-livestock system in West Nusa Tenggara, IndonesiaHilmiati Nurul0Cakra Putra Adnyana I Putu1Mardian Irma2Fitrotin Ulyatu3Hipi Awaludin4Mardiana5Hidayah Nurul6Bulu Johanes G.7National Research and Innovation Agency, Lombok Office, Pemenang, North Lombok, Nusa Tenggara BaratAssessment Institute for Agricultural Technology, Jalan Raya Peninjauan Narmada, Lombok Barat, Nusa Tenggara BaratAssessment Institute for Agricultural Technology, Jalan Raya Peninjauan Narmada, Lombok Barat, Nusa Tenggara BaratNational Research and Innovation Agency, Lombok Office, Pemenang, North Lombok, Nusa Tenggara BaratAssessment Institute for Agricultural Technology, Jalan Raya Peninjauan Narmada, Lombok Barat, Nusa Tenggara BaratNational Research and Innovation Agency, Lombok Office, Pemenang, North Lombok, Nusa Tenggara BaratNational Research and Innovation Agency, Lombok Office, Pemenang, North Lombok, Nusa Tenggara BaratAssessment Institute for Agricultural Technology, Jalan Raya Peninjauan Narmada, Lombok Barat, Nusa Tenggara BaratAgriculture is one of the most important sectors to support household economy in West Nusa Tenggara (WNT), dominated by small holder farmers. This paper aims to provide insight on smallholder farmers attitude to access bank under integrated crop-livestock system in WNT. A survey was conducted in 2021 in East Lombok, Sumbawa and Bima districts covering 103 farmers. This study found that farmers in Lombok has less interaction with bank compared to Sumbawa and Bima. Reasons mentioned were afraid to be unable to repay, no collateral, and no need to loan. Conversely, farmers in Sumbawa and Bima have accessed bank loan for more than 5 years to support crops and cattle farming. This difference was also associated with resources. Average land and cattle ownership per household in East Lombok were much lesser than in Sumbawa and Bima, 0,4 vs 2 and 0,7 ha respectively, and 1-2 vs 4-5 and 5-6 head respectively. Loan for crops farming often get repaid from selling cattle. Hence, it is concluded that farmers with more resources are keener to access bank loan as they have back up from different enterprise for repayment. Cattle play significant safeguard role to repay bank loan in an integrated crop-livestock system.https://www.e3s-conferences.org/articles/e3sconf/pdf/2022/28/e3sconf_iconard2022_02002.pdf |
| spellingShingle | Hilmiati Nurul Cakra Putra Adnyana I Putu Mardian Irma Fitrotin Ulyatu Hipi Awaludin Mardiana Hidayah Nurul Bulu Johanes G. Smallholder farmers behaviour to access bank in an integrated crop-livestock system in West Nusa Tenggara, Indonesia E3S Web of Conferences |
| title | Smallholder farmers behaviour to access bank in an integrated crop-livestock system in West Nusa Tenggara, Indonesia |
| title_full | Smallholder farmers behaviour to access bank in an integrated crop-livestock system in West Nusa Tenggara, Indonesia |
| title_fullStr | Smallholder farmers behaviour to access bank in an integrated crop-livestock system in West Nusa Tenggara, Indonesia |
| title_full_unstemmed | Smallholder farmers behaviour to access bank in an integrated crop-livestock system in West Nusa Tenggara, Indonesia |
| title_short | Smallholder farmers behaviour to access bank in an integrated crop-livestock system in West Nusa Tenggara, Indonesia |
| title_sort | smallholder farmers behaviour to access bank in an integrated crop livestock system in west nusa tenggara indonesia |
| url | https://www.e3s-conferences.org/articles/e3sconf/pdf/2022/28/e3sconf_iconard2022_02002.pdf |
| work_keys_str_mv | AT hilmiatinurul smallholderfarmersbehaviourtoaccessbankinanintegratedcroplivestocksysteminwestnusatenggaraindonesia AT cakraputraadnyanaiputu smallholderfarmersbehaviourtoaccessbankinanintegratedcroplivestocksysteminwestnusatenggaraindonesia AT mardianirma smallholderfarmersbehaviourtoaccessbankinanintegratedcroplivestocksysteminwestnusatenggaraindonesia AT fitrotinulyatu smallholderfarmersbehaviourtoaccessbankinanintegratedcroplivestocksysteminwestnusatenggaraindonesia AT hipiawaludin smallholderfarmersbehaviourtoaccessbankinanintegratedcroplivestocksysteminwestnusatenggaraindonesia AT mardiana smallholderfarmersbehaviourtoaccessbankinanintegratedcroplivestocksysteminwestnusatenggaraindonesia AT hidayahnurul smallholderfarmersbehaviourtoaccessbankinanintegratedcroplivestocksysteminwestnusatenggaraindonesia AT bulujohanesg smallholderfarmersbehaviourtoaccessbankinanintegratedcroplivestocksysteminwestnusatenggaraindonesia |