Revisited the Technology Acceptance Model with E-Trust for Peer-to-Peer Lending in Indonesia (Perspective from Fintech Users)
The rapid increase in the number of fintech companies in Indonesia in the past three years has attracted the attention of many stakeholders, including the government, investors, conventional bank management, and even the general public. The phenomenon of the development of peer-to-peer ...
| Main Authors: | , , |
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| Format: | Article |
| Language: | English |
| Published: |
Universitas Indonesia
2020-10-01
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| Series: | International Journal of Technology |
| Subjects: | |
| Online Access: | https://ijtech.eng.ui.ac.id/article/view/4032 |
| _version_ | 1797965412537729024 |
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| author | Sevenpri Candra Fauziyah Nuruttarwiyah Indri Hanung Hapsari |
| author_facet | Sevenpri Candra Fauziyah Nuruttarwiyah Indri Hanung Hapsari |
| author_sort | Sevenpri Candra |
| collection | DOAJ |
| description | The
rapid increase in the number of fintech companies in Indonesia in the past
three years has attracted the attention of many stakeholders, including the
government, investors, conventional bank management, and even the general
public. The phenomenon of the development of peer-to-peer lending fintech companies in Indonesia is
supported by the increasing demand of consumers. The research objective is to
provide insight into the determinants of consumer interest in using fintech
applications, using the technology acceptance model by added e-trust variables . The data
analysis method used structural equation modeling with WarpPLS 6.0 software.
Questionnaires were distributed to fintech consumers in Indonesia, with a total
sample of 379 respondents. The results of this study indicate that the
dimensions of e-trust contribute to determining the perceived usefulness,
perceived ease of use, attitude to adopt peer-to-peer lending fintech services,
and intention to use peer-to-peer lending applications. |
| first_indexed | 2024-04-11T01:59:33Z |
| format | Article |
| id | doaj.art-63a9d4cdcfe54db9881b8b0138617482 |
| institution | Directory Open Access Journal |
| issn | 2086-9614 2087-2100 |
| language | English |
| last_indexed | 2024-04-11T01:59:33Z |
| publishDate | 2020-10-01 |
| publisher | Universitas Indonesia |
| record_format | Article |
| series | International Journal of Technology |
| spelling | doaj.art-63a9d4cdcfe54db9881b8b01386174822023-01-03T04:29:13ZengUniversitas IndonesiaInternational Journal of Technology2086-96142087-21002020-10-0111471072110.14716/ijtech.v11i4.40324032Revisited the Technology Acceptance Model with E-Trust for Peer-to-Peer Lending in Indonesia (Perspective from Fintech Users)Sevenpri Candra0Fauziyah Nuruttarwiyah1Indri Hanung Hapsari2Management Department, BINUS Business School Undergraduate Program, Bina Nusantara University, Jakarta, Indonesia 11480Management Department, BINUS Online Learning, Bina Nusantara University, Jakarta, Indonesia 11480Management Department, BINUS Online Learning, Bina Nusantara University, Jakarta, Indonesia 11480The rapid increase in the number of fintech companies in Indonesia in the past three years has attracted the attention of many stakeholders, including the government, investors, conventional bank management, and even the general public. The phenomenon of the development of peer-to-peer lending fintech companies in Indonesia is supported by the increasing demand of consumers. The research objective is to provide insight into the determinants of consumer interest in using fintech applications, using the technology acceptance model by added e-trust variables . The data analysis method used structural equation modeling with WarpPLS 6.0 software. Questionnaires were distributed to fintech consumers in Indonesia, with a total sample of 379 respondents. The results of this study indicate that the dimensions of e-trust contribute to determining the perceived usefulness, perceived ease of use, attitude to adopt peer-to-peer lending fintech services, and intention to use peer-to-peer lending applications.https://ijtech.eng.ui.ac.id/article/view/4032attitudee-trustintention to useperceived ease of useperceived usefulness |
| spellingShingle | Sevenpri Candra Fauziyah Nuruttarwiyah Indri Hanung Hapsari Revisited the Technology Acceptance Model with E-Trust for Peer-to-Peer Lending in Indonesia (Perspective from Fintech Users) International Journal of Technology attitude e-trust intention to use perceived ease of use perceived usefulness |
| title | Revisited the Technology Acceptance Model with E-Trust for Peer-to-Peer Lending in Indonesia (Perspective from Fintech Users) |
| title_full | Revisited the Technology Acceptance Model with E-Trust for Peer-to-Peer Lending in Indonesia (Perspective from Fintech Users) |
| title_fullStr | Revisited the Technology Acceptance Model with E-Trust for Peer-to-Peer Lending in Indonesia (Perspective from Fintech Users) |
| title_full_unstemmed | Revisited the Technology Acceptance Model with E-Trust for Peer-to-Peer Lending in Indonesia (Perspective from Fintech Users) |
| title_short | Revisited the Technology Acceptance Model with E-Trust for Peer-to-Peer Lending in Indonesia (Perspective from Fintech Users) |
| title_sort | revisited the technology acceptance model with e trust for peer to peer lending in indonesia perspective from fintech users |
| topic | attitude e-trust intention to use perceived ease of use perceived usefulness |
| url | https://ijtech.eng.ui.ac.id/article/view/4032 |
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