Diversity and proportionality, challenges or opportunities for the European banking sector?

In the first two parts of this paper we realise a brief context introduction for diversity and proportionality, presenting also some aspects from the relevant related literature. In the third part we provide an analysis using a selection of indicators considered for a group of countries (Germany, Fr...

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Main Author: Dan Costin NIȚESCU
Format: Article
Language:English
Published: General Association of Economists from Romania 2018-06-01
Series:Theoretical and Applied Economics
Subjects:
Online Access: http://store.ectap.ro/articole/1334.pdf
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author Dan Costin NIȚESCU
author_facet Dan Costin NIȚESCU
author_sort Dan Costin NIȚESCU
collection DOAJ
description In the first two parts of this paper we realise a brief context introduction for diversity and proportionality, presenting also some aspects from the relevant related literature. In the third part we provide an analysis using a selection of indicators considered for a group of countries (Germany, France, Poland and Czech Republic). We emphasize the diversity of the banking structures, types and sizes of banks acting in the selected banking sectors under the umbrella of the European banking system. We add also relevant insight and considerations to the analysis, related to the regulatory and supervisory framework, which should accommodate a diverse range of banking structures, addressing also the proportionality principle. The forth part includes findings of our analysis as well as other relevant discussions, related to the impact and complexity of the topics, for policy implementation. The final part includes our concluding remarks.
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spelling doaj.art-63eeae4e40454f0fb7801ef527b9338e2022-12-21T17:48:41ZengGeneral Association of Economists from RomaniaTheoretical and Applied Economics1841-86781844-00292018-06-01XXV213314818418678Diversity and proportionality, challenges or opportunities for the European banking sector?Dan Costin NIȚESCU0 The Bucharest University of Economic Studies, Romania In the first two parts of this paper we realise a brief context introduction for diversity and proportionality, presenting also some aspects from the relevant related literature. In the third part we provide an analysis using a selection of indicators considered for a group of countries (Germany, France, Poland and Czech Republic). We emphasize the diversity of the banking structures, types and sizes of banks acting in the selected banking sectors under the umbrella of the European banking system. We add also relevant insight and considerations to the analysis, related to the regulatory and supervisory framework, which should accommodate a diverse range of banking structures, addressing also the proportionality principle. The forth part includes findings of our analysis as well as other relevant discussions, related to the impact and complexity of the topics, for policy implementation. The final part includes our concluding remarks. http://store.ectap.ro/articole/1334.pdf banksbanking modelcustomer behaviourregulationsdiversityproportionality principleeconomic development
spellingShingle Dan Costin NIȚESCU
Diversity and proportionality, challenges or opportunities for the European banking sector?
Theoretical and Applied Economics
banks
banking model
customer behaviour
regulations
diversity
proportionality principle
economic development
title Diversity and proportionality, challenges or opportunities for the European banking sector?
title_full Diversity and proportionality, challenges or opportunities for the European banking sector?
title_fullStr Diversity and proportionality, challenges or opportunities for the European banking sector?
title_full_unstemmed Diversity and proportionality, challenges or opportunities for the European banking sector?
title_short Diversity and proportionality, challenges or opportunities for the European banking sector?
title_sort diversity and proportionality challenges or opportunities for the european banking sector
topic banks
banking model
customer behaviour
regulations
diversity
proportionality principle
economic development
url http://store.ectap.ro/articole/1334.pdf
work_keys_str_mv AT dancostinnitescu diversityandproportionalitychallengesoropportunitiesfortheeuropeanbankingsector