BANK PERKREDITAN RAKYAT: TEROBOSAN STRATEGIS BAGI PENGUATAN KELEMBAGAAN DAN PEMBIAYAAN USAHA KECIL
Capital shortage was the main problem faced by the small scale enterprises. To solve the problem, in 2013 the<br />government legislated the regulations no. 1 about microfinance. Rural banking or BPR was one of microfinance<br />programs offered the capital and other policies to improve...
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| Format: | Article |
| Language: | English |
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Universitas Merdeka Malang
2017-03-01
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| Series: | Jurnal Keuangan dan Perbankan |
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| Online Access: | http://jurnal.unmer.ac.id/index.php/jkdp/article/view/824 |
| Summary: | Capital shortage was the main problem faced by the small scale enterprises. To solve the problem, in 2013 the<br />government legislated the regulations no. 1 about microfinance. Rural banking or BPR was one of microfinance<br />programs offered the capital and other policies to improve the small scale enterprises. This paper aimed to<br />review the development strategy of the rural banking that supported small scale of food enterprise effectively<br />in the form of financing, strengthening, and partnership in South Sumatera. Survey and interview technique<br />were implemented to 225 samples and the data was analyzed by using both one way Anova Test and Structural<br />Equation Modeling. The result of analysis showed that all of the program offered by the rural banking had<br />supported the development of small scale enterprises. Further analysis indicated that not only proposed<br />research hypothesis but also the theoretical model were not rejected. |
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| ISSN: | 1410-8089 2443-2687 |