The Indonesian Islamic Bank’s Spin-off: A Study in Regional Development Banks

The Islamic banking spin-off became a major issue after the establishment of the Act No. 21 of 2008. The problem that arises according to this spin-off is the existence of sharia unit that owned by the regional development banks, which is almost the banks has a small size. This paper is going to eva...

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Main Author: Ismawati Haribowo
Format: Article
Language:English
Published: Syarif Hidayatullah State Islamic University of Jakarta 2016-12-01
Series:Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah
Subjects:
Online Access:http://journal.uinjkt.ac.id/index.php/iqtishad/article/view/4308
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author Ismawati Haribowo
author_facet Ismawati Haribowo
author_sort Ismawati Haribowo
collection DOAJ
description The Islamic banking spin-off became a major issue after the establishment of the Act No. 21 of 2008. The problem that arises according to this spin-off is the existence of sharia unit that owned by the regional development banks, which is almost the banks has a small size. This paper is going to evaluate the spin-off criteria are regional development banks, besides that this article is going to analyze the spin-off strategy that can use by sharia unit that owned by the regional development bank. The techniques that employed in this paper are ARIMA, simulation, and descriptive-qualitative. The result shows that there is no sharia unit can achieve the 50% share asset of its parents. There are also several strategies that can be used by the sharia unit. The main thing that should emphasize is the Islamic bank's spin-off is only one of the policies that can be taken to develop the Islamic banking industry DOI: 10.15408/aiq.v9i1.4308
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spelling doaj.art-699083c1ee7748fbbac5546071b7dc002022-12-21T19:55:59ZengSyarif Hidayatullah State Islamic University of JakartaAl-Iqtishad: Jurnal Ilmu Ekonomi Syariah2087-135X2407-86542016-12-0191536810.15408/aiq.v9i1.43083241The Indonesian Islamic Bank’s Spin-off: A Study in Regional Development BanksIsmawati Haribowo0Syarif Hidayatullah state islamic university of jakartaThe Islamic banking spin-off became a major issue after the establishment of the Act No. 21 of 2008. The problem that arises according to this spin-off is the existence of sharia unit that owned by the regional development banks, which is almost the banks has a small size. This paper is going to evaluate the spin-off criteria are regional development banks, besides that this article is going to analyze the spin-off strategy that can use by sharia unit that owned by the regional development bank. The techniques that employed in this paper are ARIMA, simulation, and descriptive-qualitative. The result shows that there is no sharia unit can achieve the 50% share asset of its parents. There are also several strategies that can be used by the sharia unit. The main thing that should emphasize is the Islamic bank's spin-off is only one of the policies that can be taken to develop the Islamic banking industry DOI: 10.15408/aiq.v9i1.4308http://journal.uinjkt.ac.id/index.php/iqtishad/article/view/4308spin-offregional development bankarima
spellingShingle Ismawati Haribowo
The Indonesian Islamic Bank’s Spin-off: A Study in Regional Development Banks
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah
spin-off
regional development bank
arima
title The Indonesian Islamic Bank’s Spin-off: A Study in Regional Development Banks
title_full The Indonesian Islamic Bank’s Spin-off: A Study in Regional Development Banks
title_fullStr The Indonesian Islamic Bank’s Spin-off: A Study in Regional Development Banks
title_full_unstemmed The Indonesian Islamic Bank’s Spin-off: A Study in Regional Development Banks
title_short The Indonesian Islamic Bank’s Spin-off: A Study in Regional Development Banks
title_sort indonesian islamic bank s spin off a study in regional development banks
topic spin-off
regional development bank
arima
url http://journal.uinjkt.ac.id/index.php/iqtishad/article/view/4308
work_keys_str_mv AT ismawatiharibowo theindonesianislamicbanksspinoffastudyinregionaldevelopmentbanks
AT ismawatiharibowo indonesianislamicbanksspinoffastudyinregionaldevelopmentbanks