FACTORS AFFECTING THE ACTUALIZATION OF FINANCIAL TECHNOLOGY PAYMENT SYSTEM
The purpose of this study is to obtain empirical evidence regarding the factors that influence the actual use of fintech payments, especially among students on the island of Bali as the millennial generation. The type of data used in this study is primary data, which is collected through a questionn...
| Main Authors: | , , , |
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| Format: | Article |
| Language: | English |
| Published: |
iVolga Press
2020-08-01
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| Series: | Russian Journal of Agricultural and Socio-Economic Sciences |
| Subjects: | |
| Online Access: | https://rjoas.com/issue-2020-08/article_13.pdf |
| _version_ | 1797727277618823168 |
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| author | Astini N.M.D. Sukartha I M. Suprasto H.B. Ariyanto D. |
| author_facet | Astini N.M.D. Sukartha I M. Suprasto H.B. Ariyanto D. |
| author_sort | Astini N.M.D. |
| collection | DOAJ |
| description | The purpose of this study is to obtain empirical evidence regarding the factors that influence the actual use of fintech payments, especially among students on the island of Bali as the millennial generation. The type of data used in this study is primary data, which is collected through a questionnaire using an alternative 5 Likert scale. Respondents in this study were taken using the purposive sampling method. The data analysis technique in this study used the Partial Least Square (PLS) approach. The results of the analysis show that the perceived benefits felt by users of the fintech payment system, economic benefits, convenience, have a positive effect on actual use of the fintech system. Meanwhile, transaction speed has no effect on the actual use of the fintech payment system. The risks felt by users of the fintech payment system, financial risks, security risks, operational risks negatively affect the actual use of fintech payments. |
| first_indexed | 2024-03-12T10:57:33Z |
| format | Article |
| id | doaj.art-6bc4a5dd2be74b558687b4700ef45cf9 |
| institution | Directory Open Access Journal |
| issn | 2226-1184 |
| language | English |
| last_indexed | 2024-03-12T10:57:33Z |
| publishDate | 2020-08-01 |
| publisher | iVolga Press |
| record_format | Article |
| series | Russian Journal of Agricultural and Socio-Economic Sciences |
| spelling | doaj.art-6bc4a5dd2be74b558687b4700ef45cf92023-09-02T06:09:46ZengiVolga PressRussian Journal of Agricultural and Socio-Economic Sciences2226-11842020-08-01104810611310.18551/rjoas.2020-08.13FACTORS AFFECTING THE ACTUALIZATION OF FINANCIAL TECHNOLOGY PAYMENT SYSTEMAstini N.M.D.Sukartha I M.0Suprasto H.B.1Ariyanto D.2Faculty of Economics and Business, University of UdayanaFaculty of Economics and Business, University of UdayanaFaculty of Economics and Business, University of UdayanaThe purpose of this study is to obtain empirical evidence regarding the factors that influence the actual use of fintech payments, especially among students on the island of Bali as the millennial generation. The type of data used in this study is primary data, which is collected through a questionnaire using an alternative 5 Likert scale. Respondents in this study were taken using the purposive sampling method. The data analysis technique in this study used the Partial Least Square (PLS) approach. The results of the analysis show that the perceived benefits felt by users of the fintech payment system, economic benefits, convenience, have a positive effect on actual use of the fintech system. Meanwhile, transaction speed has no effect on the actual use of the fintech payment system. The risks felt by users of the fintech payment system, financial risks, security risks, operational risks negatively affect the actual use of fintech payments.https://rjoas.com/issue-2020-08/article_13.pdffintech paymentperceived benefitsperceived riskactual use |
| spellingShingle | Astini N.M.D. Sukartha I M. Suprasto H.B. Ariyanto D. FACTORS AFFECTING THE ACTUALIZATION OF FINANCIAL TECHNOLOGY PAYMENT SYSTEM Russian Journal of Agricultural and Socio-Economic Sciences fintech payment perceived benefits perceived risk actual use |
| title | FACTORS AFFECTING THE ACTUALIZATION OF FINANCIAL TECHNOLOGY PAYMENT SYSTEM |
| title_full | FACTORS AFFECTING THE ACTUALIZATION OF FINANCIAL TECHNOLOGY PAYMENT SYSTEM |
| title_fullStr | FACTORS AFFECTING THE ACTUALIZATION OF FINANCIAL TECHNOLOGY PAYMENT SYSTEM |
| title_full_unstemmed | FACTORS AFFECTING THE ACTUALIZATION OF FINANCIAL TECHNOLOGY PAYMENT SYSTEM |
| title_short | FACTORS AFFECTING THE ACTUALIZATION OF FINANCIAL TECHNOLOGY PAYMENT SYSTEM |
| title_sort | factors affecting the actualization of financial technology payment system |
| topic | fintech payment perceived benefits perceived risk actual use |
| url | https://rjoas.com/issue-2020-08/article_13.pdf |
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