Stability Of The Regional Banking Systems In The Crisis And Post-Crisis Periods

In connection with the recent crises has become more urgent topic of estimating the probability of bankruptcy of financial institutions. However, do not analyze the level of bankruptcies in the «regional banking systems» and its dependence on certain bank characteristics, the economic situation in...

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Main Author: Yelena Pavlovna Gurova
Format: Article
Language:English
Published: Russian Academy of Sciences, Institute of Economics of the Ural Branch 2014-12-01
Series:Экономика региона
Subjects:
Online Access:http://economyofregion.com/archive/2014/51/2469/pdf/
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author Yelena Pavlovna Gurova
author_facet Yelena Pavlovna Gurova
author_sort Yelena Pavlovna Gurova
collection DOAJ
description In connection with the recent crises has become more urgent topic of estimating the probability of bankruptcy of financial institutions. However, do not analyze the level of bankruptcies in the «regional banking systems» and its dependence on certain bank characteristics, the economic situation in the region. The subject of this study is to estimate the probability of medium-sized («non-capital») regional banks bankruptcy. Purpose of the article is to identify the main factors that have the greatest impact on the probability of default of the situation of regional banks. The study used an analytical and theoretical method is conducted econometric analysis. For performance revealed a significant difference in the factors influencing the onset of medium-sized regional situation of default («non-capital») banks, compared with larger banks. First to assess the likelihood of bankruptcy is used the concentration index of banks included in the model and significant macro variables. Results are applicable, from our point of view, the evaluation and more precise definition of the probability of default CBR regional banks.
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spelling doaj.art-6e5733969ed94bd48727aff39ecf58ea2023-08-02T03:42:18ZengRussian Academy of Sciences, Institute of Economics of the Ural BranchЭкономика региона2072-64142411-14062014-12-012014423724510.17059/2014-4-20Stability Of The Regional Banking Systems In The Crisis And Post-Crisis PeriodsYelena Pavlovna Gurova0Federal State Educational Institution of Higher Professional Education «Perm State National Research University»In connection with the recent crises has become more urgent topic of estimating the probability of bankruptcy of financial institutions. However, do not analyze the level of bankruptcies in the «regional banking systems» and its dependence on certain bank characteristics, the economic situation in the region. The subject of this study is to estimate the probability of medium-sized («non-capital») regional banks bankruptcy. Purpose of the article is to identify the main factors that have the greatest impact on the probability of default of the situation of regional banks. The study used an analytical and theoretical method is conducted econometric analysis. For performance revealed a significant difference in the factors influencing the onset of medium-sized regional situation of default («non-capital») banks, compared with larger banks. First to assess the likelihood of bankruptcy is used the concentration index of banks included in the model and significant macro variables. Results are applicable, from our point of view, the evaluation and more precise definition of the probability of default CBR regional banks.http://economyofregion.com/archive/2014/51/2469/pdf/behavioral strategies of bankscrisis and post-crisis periodsmedium-sized («non-capital») regional banksregional banking systemthe level of competition
spellingShingle Yelena Pavlovna Gurova
Stability Of The Regional Banking Systems In The Crisis And Post-Crisis Periods
Экономика региона
behavioral strategies of banks
crisis and post-crisis periods
medium-sized («non-capital») regional banks
regional banking system
the level of competition
title Stability Of The Regional Banking Systems In The Crisis And Post-Crisis Periods
title_full Stability Of The Regional Banking Systems In The Crisis And Post-Crisis Periods
title_fullStr Stability Of The Regional Banking Systems In The Crisis And Post-Crisis Periods
title_full_unstemmed Stability Of The Regional Banking Systems In The Crisis And Post-Crisis Periods
title_short Stability Of The Regional Banking Systems In The Crisis And Post-Crisis Periods
title_sort stability of the regional banking systems in the crisis and post crisis periods
topic behavioral strategies of banks
crisis and post-crisis periods
medium-sized («non-capital») regional banks
regional banking system
the level of competition
url http://economyofregion.com/archive/2014/51/2469/pdf/
work_keys_str_mv AT yelenapavlovnagurova stabilityoftheregionalbankingsystemsinthecrisisandpostcrisisperiods