The Influence of Product Quality, Brand Image and Promotion on Financing Decision with Customer Interest as Mediating Variable

The competition of consumer finance companies is increasing. This condition is beneficial for consumers due to many choices from finance companies. This study was structured to analyze the effect of brand image, product quality, and promotion on financing decisions mediated by customer interest. Th...

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Main Authors: Rusmiyati, Sri Hartono
Format: Article
Language:English
Published: Department of Family and Consumer Sciences, Faculty of Human Ecology, IPB University 2022-02-01
Series:Journal of Consumer Sciences
Subjects:
Online Access:https://journal.ipb.ac.id/index.php/jcs/article/view/37064
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author Rusmiyati
Sri Hartono
author_facet Rusmiyati
Sri Hartono
author_sort Rusmiyati
collection DOAJ
description The competition of consumer finance companies is increasing. This condition is beneficial for consumers due to many choices from finance companies. This study was structured to analyze the effect of brand image, product quality, and promotion on financing decisions mediated by customer interest. The population was customers of company XXY of 2.810 people in Jabodetabek, with a total sample of 130 respondents selected using simple random sampling. Data analysis applied Partial Least Square (Smart-PLS) version 3.0. The results proved that brand image, product quality, and promotion had a positive and significant impact on customer interest and financing decisions. In addition, it is concluded that customer interest can mediate the influence of brand image, product quality, and promotion on customer financing decisions. Therefore, it is recommended that the company prepare customer education steps regarding the benefits or benefits obtained if they decide to use the company as a means of financing.
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spelling doaj.art-722aeedc62ff45fcaf884263bb6d14322023-10-02T04:34:45ZengDepartment of Family and Consumer Sciences, Faculty of Human Ecology, IPB UniversityJournal of Consumer Sciences2460-89632022-02-017110.29244/jcs.7.1.20-3337064The Influence of Product Quality, Brand Image and Promotion on Financing Decision with Customer Interest as Mediating VariableRusmiyati0Sri Hartono1Magister of Management, Mercu Buana University, Jakarta, IndonesiaMercu Buana University, Jakarta, Indonesia The competition of consumer finance companies is increasing. This condition is beneficial for consumers due to many choices from finance companies. This study was structured to analyze the effect of brand image, product quality, and promotion on financing decisions mediated by customer interest. The population was customers of company XXY of 2.810 people in Jabodetabek, with a total sample of 130 respondents selected using simple random sampling. Data analysis applied Partial Least Square (Smart-PLS) version 3.0. The results proved that brand image, product quality, and promotion had a positive and significant impact on customer interest and financing decisions. In addition, it is concluded that customer interest can mediate the influence of brand image, product quality, and promotion on customer financing decisions. Therefore, it is recommended that the company prepare customer education steps regarding the benefits or benefits obtained if they decide to use the company as a means of financing. https://journal.ipb.ac.id/index.php/jcs/article/view/37064brand imagecustomer interestfinancing decisionproduct qualitypromotion
spellingShingle Rusmiyati
Sri Hartono
The Influence of Product Quality, Brand Image and Promotion on Financing Decision with Customer Interest as Mediating Variable
Journal of Consumer Sciences
brand image
customer interest
financing decision
product quality
promotion
title The Influence of Product Quality, Brand Image and Promotion on Financing Decision with Customer Interest as Mediating Variable
title_full The Influence of Product Quality, Brand Image and Promotion on Financing Decision with Customer Interest as Mediating Variable
title_fullStr The Influence of Product Quality, Brand Image and Promotion on Financing Decision with Customer Interest as Mediating Variable
title_full_unstemmed The Influence of Product Quality, Brand Image and Promotion on Financing Decision with Customer Interest as Mediating Variable
title_short The Influence of Product Quality, Brand Image and Promotion on Financing Decision with Customer Interest as Mediating Variable
title_sort influence of product quality brand image and promotion on financing decision with customer interest as mediating variable
topic brand image
customer interest
financing decision
product quality
promotion
url https://journal.ipb.ac.id/index.php/jcs/article/view/37064
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