ANALISIS PERBANDINGAN KINERJA KEUANGAN PERBANKAN KONVENSIONAL DAN PERBANKAN SYARIAH

The performance of conventional banking and sharia banking had a major role for the economy in Indonesia when the global economic crisis was 2008. The crisis that occurred in the United States affected the development of banking performance in Indonesia. The research aims to determine the compariso...

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Main Authors: Maria Euphrasia Dandung, Paulina Yuritha Amtiran, Marselina Ratu
Format: Article
Language:English
Published: Universitas Nusa Cendana 2020-06-01
Series:Journal of Management Small and Medium Enterprises (SME's)
Online Access:https://ejurnal.undana.ac.id/index.php/JEM/article/view/2319
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author Maria Euphrasia Dandung
Paulina Yuritha Amtiran
Marselina Ratu
author_facet Maria Euphrasia Dandung
Paulina Yuritha Amtiran
Marselina Ratu
author_sort Maria Euphrasia Dandung
collection DOAJ
description The performance of conventional banking and sharia banking had a major role for the economy in Indonesia when the global economic crisis was 2008. The crisis that occurred in the United States affected the development of banking performance in Indonesia. The research aims to determine the comparison of financial performance of Sharia banks and conventional banks before, during, and after the global economic crisis of 2008. Samples in this study were 3 conventional banks and 3 sharia banks. Sampling technique is the purposive sampling method, which the criteria are based on the banking financial report in the year of 2007-2009. The analytical methods in this study use financial ratios and the indicators are Adequacy Ratio (CAR), Return On Assets (ROA), Loan to Deposit Ratio (LDR), Operating Load/Operating Income (BOPO) and Non Performing Loan (NPL). The results of this study showed that conventional banking performance was more effective than sharia banking before, during and after the economic crisis of 2008. Keywords: Financial Performance, Conventional Banking, Sharia Banking, Financial Ratios.
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spelling doaj.art-72a1c8733feb437bb45fa088b513542c2022-12-22T03:55:30ZengUniversitas Nusa CendanaJournal of Management Small and Medium Enterprises (SME's)2502-23852723-469X2020-06-01111 Mar10.35508/jom.v11i1.2319ANALISIS PERBANDINGAN KINERJA KEUANGAN PERBANKAN KONVENSIONAL DAN PERBANKAN SYARIAHMaria Euphrasia Dandung0Paulina Yuritha Amtiran1Marselina Ratu2Universitas Nusa CendanaUniversitas Nusa CendanaUniversitas Nusa Cendana The performance of conventional banking and sharia banking had a major role for the economy in Indonesia when the global economic crisis was 2008. The crisis that occurred in the United States affected the development of banking performance in Indonesia. The research aims to determine the comparison of financial performance of Sharia banks and conventional banks before, during, and after the global economic crisis of 2008. Samples in this study were 3 conventional banks and 3 sharia banks. Sampling technique is the purposive sampling method, which the criteria are based on the banking financial report in the year of 2007-2009. The analytical methods in this study use financial ratios and the indicators are Adequacy Ratio (CAR), Return On Assets (ROA), Loan to Deposit Ratio (LDR), Operating Load/Operating Income (BOPO) and Non Performing Loan (NPL). The results of this study showed that conventional banking performance was more effective than sharia banking before, during and after the economic crisis of 2008. Keywords: Financial Performance, Conventional Banking, Sharia Banking, Financial Ratios. https://ejurnal.undana.ac.id/index.php/JEM/article/view/2319
spellingShingle Maria Euphrasia Dandung
Paulina Yuritha Amtiran
Marselina Ratu
ANALISIS PERBANDINGAN KINERJA KEUANGAN PERBANKAN KONVENSIONAL DAN PERBANKAN SYARIAH
Journal of Management Small and Medium Enterprises (SME's)
title ANALISIS PERBANDINGAN KINERJA KEUANGAN PERBANKAN KONVENSIONAL DAN PERBANKAN SYARIAH
title_full ANALISIS PERBANDINGAN KINERJA KEUANGAN PERBANKAN KONVENSIONAL DAN PERBANKAN SYARIAH
title_fullStr ANALISIS PERBANDINGAN KINERJA KEUANGAN PERBANKAN KONVENSIONAL DAN PERBANKAN SYARIAH
title_full_unstemmed ANALISIS PERBANDINGAN KINERJA KEUANGAN PERBANKAN KONVENSIONAL DAN PERBANKAN SYARIAH
title_short ANALISIS PERBANDINGAN KINERJA KEUANGAN PERBANKAN KONVENSIONAL DAN PERBANKAN SYARIAH
title_sort analisis perbandingan kinerja keuangan perbankan konvensional dan perbankan syariah
url https://ejurnal.undana.ac.id/index.php/JEM/article/view/2319
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AT paulinayurithaamtiran analisisperbandingankinerjakeuanganperbankankonvensionaldanperbankansyariah
AT marselinaratu analisisperbandingankinerjakeuanganperbankankonvensionaldanperbankansyariah